from 418 ratings
418 customers rated Bank of Scotland as 3.9 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Most of their banking and savings accounts can now be managed online. They provide a full range of banking and insurance products, as well as investment and online trading offers as well.

Bank of Scotland Credit Cards

Customers rated their Bank of Scotland Credit Cards as 3.7 out of 5. Read more Bank of Scotland Credit Cards reviews.

Bank of Scotland Platinum Balance Transfer Card (28 Mths)
Balance TransfersPurchasesRepresentative APR (variable)
0% for 28 months
1.5% fee
0% for 12 months18.9% APR
1.5% Balance transfer fee applies in the first 90 days, 3% fee applies there after.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Bank of Scotland Platinum Balance Transfer Card (33 Mths)
Balance TransfersPurchasesRepresentative APR (variable)
0% for 33 months
2.85% fee
0% for 6 months18.9% APR
Standard balance transfer fee of 2.85% applies on balances transferred within the first 90 days of opening the account, 3% fee applies thereafter.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Bank of Scotland Platinum Balance Transfer Card (10 Mths)
Balance TransfersPurchasesRepresentative APR (variable)
0% for 10 months
0.4% fee
0% for 10 months18.9% APR
Balance transfer fee refund - refunds part of a 3% fee so overall a 0.70% fee is payable.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Bank of Scotland Savings

Customers rated their Bank of Scotland Savings as 3.8 out of 5. Read more Bank of Scotland Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Bank of Scotland Young Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Bank of Scotland Junior Cash ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Junior Cash ISA£1.003% variable
on £1+
FSCSBranch
Available in branch only.
Bank of Scotland Monthly Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.002% fixed
for 1 year
on £25+
FSCSOnline, Branch & Phone

Bank of Scotland Loans

Customers rated their Bank of Scotland Loans as 3.5 out of 5. Read more Bank of Scotland Loans reviews.

Bank of Scotland Flexible Loan (£7.5K-£25K) Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£7,500 to £25,0005.4% APR
(£7,500 to £25,000)
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 5.4% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 5.4% p.a. (fixed) you will repay £231.52 per month & £11,112.96 in total.
Bank of Scotland Flexible Loan (£1K-£25K) Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0006.4% APR
(£7,500 to £25,000)
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 12.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 12.9% p.a. (fixed) you will repay £231.52 per month & £11,112.96 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Bank of Scotland Mortgages

Customers rated their Bank of Scotland Mortgages as 3.8 out of 5. Read more Bank of Scotland Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bank of Scotland 2 Year 3.59% Fixed No Fee >300k
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.59% fixed
until 31 Jan 2017
4.95%4.8% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.
Bank of Scotland 2 Year 3.79% Fixed No Fee
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
75%3.79% fixed
until 31 Jan 2017
4.95%4.8% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.
Bank of Scotland 2 Year 3.79% Fixed No Fee >300k
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
120%3.79% fixed
until 31 Jan 2017
4.95%4.8% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.

Bank of Scotland Charge Cards

Customers rated their Bank of Scotland Charge Cards as 4 out of 5. Read more Bank of Scotland Charge Cards reviews.

 Annual FeeMinimum IncomeCash Advance ChargeInternational ChargesIncentives 
£%
Bank of Scotland
 
Commercial Card
£32
---
£22%2.95%
Bank of Scotland
 
Corporate Card
£32
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£22%0%

Bank of Scotland Current Accounts

Customers rated their Bank of Scotland Current Accounts as 4 out of 5. Read more Bank of Scotland Current Accounts reviews.

Bank of Scotland Home Insurance

Customers rated their Bank of Scotland Home Insurance as 4.4 out of 5. Read more Bank of Scotland Home Insurance reviews.

Bank of Scotland Travel Insurance

Customers rated their Bank of Scotland Travel Insurance as 4.6 out of 5. Read more Bank of Scotland Travel Insurance reviews.

Bank of Scotland Breakdown Cover

Customers rated their Bank of Scotland Breakdown Cover as 3.7 out of 5. Read more Bank of Scotland Breakdown Cover reviews.

Bank of Scotland Landlord Insurance

Compare the features and benefits of Bank of Scotland Landlord Insurance.