Excellent4.5

72% of customers recommended from 366 ratings

American Express provides a wide range of world-class travel, financial, and card services online to help individuals and businesses do more.

American Express Credit Cards

Read customer opinions on American Express Credit Cards reviews.

American Express Platinum Cashback Credit Card
Balance Transfers
-
Purchases
-
Representative APR (variable)
18.7% APR
Get 5% cashback on up to £2,500 of purchases in your first 3 months of Card membership, then 1.25% thereafter.
Representative Example: The standard interest rate on purchases is 14% p.a. (variable), £25 annual fee. So if you borrow £1,200 the Representative APR will be 18.7% APR (variable).
American Express Platinum Cashback Everyday Card
Balance Transfers
-
Purchases
-
Representative APR (variable)
19.9% APR
Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

American Express Charge Cards

Read customer opinions on American Express Charge Cards reviews.

 Annual FeeMinimum IncomeCash Advance ChargeInternational ChargesIncentives 
£%
American Express
 
Platinum Card
£450£40,000£33%2.99%
Earn 30,000 Membership Rewards points when you spend £2,000 in your first three months. That's enough for 2 return flights to Barcelona.
American Express
 
Preferred Rewards Gold Card
£0£20,000£33%2.99%
Receive 20,000 points when you spend just £2,000 in the first three months. This is enough for 2 return flights to Europe with British Airways.
American Express
 
Platinum Business Card
£450£20,000£33%2.99%
Welcome Bonus of 40,000 Bonus Points if you spend £6,000 in the first three months of Card membership.

American Express Car Insurance

American Express Car Insurance (Comprehensive)
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
5% Online & No claims
American Express Car Insurance (Third Party, Fire & Theft)
Cover Available
-
Types of Policy Available
TPFT
Discounts
5% Online & No claims
American Express Prestige Car Insurance (Comprehensive)
Cover Available
Courtesy car & Windscreen
Types of Policy Available
Comprehensive
Discounts
5% Online & 70% No claims

American Express Home Insurance

American Express Standard Home Insurance (Contents)
Maximum Cover
Contents: £75,000
Discounts
Online: 5%
Cover Per Valuable
£1,500
American Express Standard Home Insurance (Building)
Maximum Cover
Buildings: £1,000,000
Discounts
Online: 5%
Cover Per Valuable
-
American Express Prestige Home Insurance (Axa Exclusive) (Contents)
Maximum Cover
Contents: £300,000
Discounts
Online: 5%
Cover Per Valuable
£10,000

American Express Travel Insurance

Read customer opinions on American Express Travel Insurance reviews.

 Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
American Express
 
Gap Cover
20%
730
days
£10,000,000
Worldwide & European options available. Allows a 14 day return to the UK if necessary.
American Express
 
Essential Cover
20%
31
days
£10,000,000
Comprehensive annual cover for travellers up to the age of 65.
American Express
 
Prestige Cover - Europe
20%
62
days
£15,000,000
Quality annual cover for worldwide travel. Online discount available.

American Express Reviews

Order:

Used American Express? Tell us about your experience because it will help others. Add a review.

Useful benefits

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by apowell9701

There is a good range of features that come with the card although the restrictions on the worldwide travel insurance have increased recently. I appreciate having airline lounge access and hotel membership cards as I travel frequently and they make things more comfortable. I wish it was accepted in more places though as I often have to use another card.

by apowell9701, 1 month ago report review

American Express Virgin Atlantic credit Card

Satisfactory

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

We flew quite regularly with Virgin so it seemed the right way to go to get their credit ard to go towards the cost of a plane ticket. We now find that Virgin Atlantic are squeezing passengers in with as little space as possible and we are thinking of changing once our year is up with them and going to another credit card company. They also charge if you use your card abroad.

by brewis, 1 month ago report review

Amex credit card

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by hafsab

So far I have not had any bad experiences with them. The initial review when I applied for a card was quick and painless (as opposed to NATWEST despite my having banked with them for 3 years) and they provide you with an option to receive weekly/monthly alerts and updates on how much credit you have remaining along with reminders of when payments are due. I would gladly continue with them.

by hafsab, 1 month ago report review

Amex cash back card

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by suzie11

Great credit card. Main advantage is cashback. Customer service always good. Statements very clear. Application process easy. No complaints. Easy to use and good service. Would recommend to others. Website also easy to use and straight forward. They also do special offers related to local shops which is an added incentive. Widely accepted now.

Cash back

Nil

by suzie11, 1 month ago report review

You can expect a good service from Amex

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by ramp75

Good service with Amex every time. They make every effort to get to know you on a personal level and not treat you as just another customer. You can reach customer service over the phone in minutes as opposed to talking to an answering machine for hours and still not get very far. The agents are always polite and always get your issues sorted in no time. I've been with them for nearly 10 years.

Great credit card company

Can't think of one

by ramp75, 1 month ago report review

One of the best cash back credit cards around

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by rayz77

I would recommend their Platinum Cash back card - you get 5% for the first three months and 1.5% thereafter. Payment due on your one year anniversary. Their online and mobile app is very good and easy to use. You can easily get track of your spending and make payments to your account. They have a good refer a friend scheme too.

Customer Service and Cash Back

Not accepted everywhere

by rayz77, 1 month ago report review

Great card with great rewards

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by babs605

Main drawback is that some smaller retailers do not take American Express although more seem to be taking it now than when I first got an American Express card. Most big companies now take it e.g. Supermarkets However if you also have a Visa card (which is taken at most retailers) I would strongly recommend an American Express card for the rewards which vary according to the card you choose. If you like to travel I recommend the British Airways linked card which earns Avios (previously Air Miles) but the Cashback card is also a good choice.

Great rewards like Cashback

Not taken at smaller retailers

by babs605, 4 weeks ago report review

Great credit card with bonus

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by nickyj63

I applied for an American Express card when it had an introductory cahback offer and got 2.5% cash back on purchases which was great as we were buying expensive products for our new home at the time so any extra money was welcome. I have continued to get some cash back from purchases and you can get more back by getting the cash as store vouchers which I do. I also have their " essentials" insurance for mobiles/ computers etc and it is excellent value for money.

by nickyj63, 4 weeks ago report review

Cashback based on spend

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

I joined this to get what I thought was a reasonable cashback offer based on spend. There are a number of similar or perhaps even better offerings available now but I'm happy to stick with this for now. Main thing is to ensure you setup automatic full payment for monthly amount to avoid punitive fees/interest etc, it's all too easy to forget to sort/pay manually each month & the earlier payment doesn't really make any significant difference, at my spend level anyway.

by mikew1189, 1 month ago report review

American Express credit card review

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by b1rd13

I got this card as it gives 5% cashback for the first 3 months and knew that I had a few high value items that I wanted to buy. It also gives me added insurance when buying goods. I am very happy with it, the setup was easy and simple, just standard questions. Setting up the online account was also simple, even using the automated phoneline! It is not accepted in all retailers at the moment, but I don't find this a problem. It works with paypal though so can be used in most places online.

Cashback

by b1rd13, 1 month ago report review