100% of customers recommended from 2 ratings

118 118 Money is a new financial services business from 118 118

118 118 Money Loans

Read customer opinions on 118 118 Money Loans reviews.

118 118 Money Personal Loan
Loan Type
Loan Amount
£1,000 to £5,000
Representative APR
99.9% APR
(£1,000 to £5,000)
Loan Term
1 year to 2 years
Representative Example: The Representative APR is 99.9% APR (fixed) so if you borrow £1,500 over 2 years at a rate of 71.3% p.a (fixed) you will repay £118.88 per month & £2,853.12 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

118 118 Money Reviews


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  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Renee15

I was extremely surprised with how easy and quick it was to get a loan from 118 118. I applied, half expecting to be rejected like I did from my bank. Although I did have other options and the means to pay the money back, 118 118 gave me the most straightforward service and I needed the money as soon as. Once my application had been approved, I received a text message to call 118 118 which I did straight away. I went through a mini interview with a very cheerful and helpful advisor who explained everything so clearly to me, and advised me to send some supporting documents. I loved the fact that they seemed just as eager to speed up my loan application and get me the money. Everything was electronic, all I needed was to take a picture of the documents over the phone and send it to them, no need for paperwork, which saved a whole lot of time. I had the money in my account the same day, even though I expected it to be the following day since I applied quite late (just before they closed on a weekend). To sum it up, I highly recommend 118 118 money if you're looking for a loan you can pay off over one/ two years. Although they do have higher interest rates, I personally feel that the overall service, speed and efficiency I experienced, make up for it. I will definitely consider doing business with them again if they keep up this great service.

Quick, easy and they seem to keep their promises.

High interest rates

by , 1 month ago report review