Full product details for the American Express Preferred Rewards Gold Card charge card. Apply now and get your first year fee free. This generous offer means Cardmembers save £125. Plus 20,000 bonus points worth 2 return flights to Europe with BA. Plus receive 2 complimentary lounge passes a year. Compare with other charge cards.
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The annual fee is £125. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £125 annual fee will automatically be charged to your account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Charge Cardmembers.
Minimum Income
£20,000
The minimum income required is £20,000.
Cash Advance Charge £
£3
£3.00.
Cash Advance Charge %
3%
3.00%
International Charges
2.99%
2.99% charged for transactions made abroad.
Loyalty Scheme
Rewards
Points Scheme. Receive 20,000 Membership Rewards when £1,000 is spent in first three months. Cardholders earn 1 point for every £1 purchase, points can be redeemed against a number of experiences and gifts (Terms and conditions apply). Earn double points in the first year on petrol and supermarket spend. Spend £15,000 or more during any Card membership year and the card holder will earn an additional 7,500 bonus points when they renew their card. Earn double points abroad and on travel spend.
Free Purchase Protection Cover
£2,500
£2500.00.
Free Purchase Protection Term
90 days
90 days.
Travel Insurance Cover
£250,000
£250000.00 travel insurance cover available. Travel accident £250,000, Travel Inconvenience (£150 Flight Delay, £150 Baggage Delay over 4 hours, plus another £150 for extended Baggage Delay).
Additional Card Fee
£35
£35.00 charged for each additional card requested. Customers can request the first two additional cards without charge.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Income
£20,000
The minimum income required is £20,000.
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