0800 466 1887Whether you’re looking for self build campervan insurance or VW campervan insurance, make sure you shop around for quotes from specialist insurers before you buy.
If you own a motorhome or campervan it’s important that you get the right insurance.
As well as covering yourself for accidents as you would with a car, insurance for campervans also often includes additional benefits such as European use, theft of contents cover and protection against fire damage.
What should you look for you compare campervan insurance UK policies?
Campervan insurance is a specialist area and so you’re likely to need to approach specialist caravan insurers for cover that really meets your requirements. It’s unlikely that your existing car insurer or bank will offer this type of policy, and even if they do they may not offer you the best cover for a competitive price.
When you compare the offerings from different insurers in search of the best campervan insurance online quote make sure you find out:
- Does the policy include European cover?
If you’re planning to take your motorhome overseas then you may need to include European cover on your standard or VW campervan insurance - Does the insurance for campervans include contents cover?
You may have several thousand pounds worth of electrical equipment, clothing or camping gear in your campervan and so you should ensure this is adequately insured - What is the excess for the policy?
All policies have a standard excess – the amount of any claim you pay yourself – and you should check what this is when you obtain camper van insurance quotes - Are any discounts available?
You may be able to benefit from a discount for buying your cover online or for having a good no-claims history - Are you covered for loss of use?
Will the cost of alternative accommodation or a replacement caravan be provided if yours becomes unusable?
Camper van insurance quotes may be lower than you think
While your campervan is a valuable asset, camper van insurance quotes may be lower than you expect, especially if you shop around for cover.
Many insurers consider motorhomes and campervans to be relatively low risk due to their infrequent usage and the fact that they tend to be driven in a more leisurely manner.
In addition, it’s rare that you drive your campervan in rush hour conditions or urban areas and your annual mileage is likely to be significantly lower than other vehicles that are driven on a daily basis.
Whether you are looking for standard, self build campervan insurance or VW campervan insurance, make sure you consider both the cost and the quality of the cover when you compare campervan insurance UK policies.
While looking for the cheapest camper van insurance quotes may be your priority, it’s also important to ensure you are protected against all the possible risks you will face.
