Tesco Car Insurance
Full product details for the Tesco Car Insurance, including car insurance details, application criteria, discounts, excess, payments & fees, claims, courtesy car, cover, cover abroad, equipment cover, medical cover and windscreen cover. Apply online now.
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 |  Compare Tesco car insurance details against other car insurance or use our car insurance comparison tables.Did you know Tesco also provide credit cards, loans, savings, home insurance, pet insurance, travel insurance, breakdown cover and prepaid cards? | |||||||||||
| Company: | Tesco Personal Finance www.tesco.com/finance | Tesco Personal Finance www.tesco.com/finance | Tesco Personal Finance www.tesco.com/finance | |||||||||
| Product: | Motor Insurance | Motor Insurance | Value Motor Insurance | |||||||||
| details | details | details | ||||||||||
| Quote via this site: |  | | | |||||||||
| | | ||||||||||
| Car Insurance Details | ||||||||||||
 Online Discount: | 15% | 15% | 0% | |||||||||
| 2nd Car Discount: | mirror 1st car | mirror bonus | up to 65% | |||||||||
| Max NCD: | 65% | 65% | 70% | |||||||||
| Intro NCD: |  | | | |||||||||
| Courtesy Car: | optional | optional |  | |||||||||
| Windscreen Cover: | standard | | | |||||||||
| Adjustment Fee: | £26.25 | £26.25 | £26.25 | |||||||||
| Application Criteria | ||||||||||||
| Max Age: | 80 | n/a | 80 | |||||||||
| Cancellation Period: | 7 days | 7 days | 7 days | |||||||||
| Discounts | ||||||||||||
| NCD Protection: | | | | |||||||||
| Guaranteed NCD: | | | | |||||||||
| NCD Prot Claims: | 1 in 1 or 2 in 3 years | 1 in 1 or 2 in 3 years | n/a | |||||||||
| NCD Scale: | varies | varies | 30% 40% 50% 60% 65% 70% | |||||||||
| Named Driver NCD: | | | | |||||||||
| Multi Car Discount: | 5 | 5 | 0 | |||||||||
| Alarm Discount: | 0% | 0% | 0% | |||||||||
| Immobiliser Discount: | 0% | 0% | 0% | |||||||||
| Max Security Discount: | 0% | 0% | 0% | |||||||||
| Company Car Discount: | | | | |||||||||
| Multi Product Discount: | | | | |||||||||
| Excess | ||||||||||||
| Fire & Theft XS: | £100 | £100 | £475 | |||||||||
| Driver 21-24 Excess: | £250 | n/a | £600 | |||||||||
| Driver <21 Excess: | 400 | n/a | 600 | |||||||||
| Inexp Driver XS: | £200 | n/a | £675 | |||||||||
| AD Excess: | £0 | n/a | £475 | |||||||||
| Windscreen XS - Repair: | £10 | n/a | n/a | |||||||||
| Windscreen XS - Replace: | £75 | n/a | n/a | |||||||||
| Windscreen XS - Non-App: | £75 | n/a | n/a | |||||||||
| Payments & Fees | ||||||||||||
| DDM Payments: | 10 | 10 | 10 | |||||||||
| DDM APR: | 24.1% | 24.1% | 29.4% | |||||||||
| DDM Fee: | 8.00 | 8.00 | 8.00 | |||||||||
| Setup Fee: | £0 | £0 | £0 | |||||||||
| Duplicate Documents Fee: | £0 | £0 | £0 | |||||||||
| Cancellation Fee: | Unlimited | Unlimited | Unlimited | |||||||||
| Renewal Fee: | £0 | £0 | £0 | |||||||||
| Payment Default Fee: | 0 | 0 | 0 | |||||||||
| Year 1 Cancellation: | pro-rata plus 1 months charge | pro-rata plus 1 months charge | pro-rata plus 1 months charge | |||||||||
| Year 2 Cancellation: | pro-rata plus 1 months charge | pro-rata plus 1 months charge | pro-rata plus 1 months charge | |||||||||
| Claims | ||||||||||||
| Basis of Settlement: | click here | click here | click here | |||||||||
| General Conditions: | click here | click here | click here | |||||||||
| General Exclusions: | click here | click here | click here | |||||||||
| Endorsements: | click here | click here | click here | |||||||||
| Courtesy Car | ||||||||||||
| Courtesy Car Premium: | 21 | n/a | n/a | |||||||||
| Courtesy Car Provider: | hire car company | hire car company | n/a | |||||||||
| Class of Courtesy Car: | small hatchback | small hatchback | n/a | |||||||||
| Courtesy Car Period: | 14 | 14 days | none | |||||||||
| Courtesy Car Guarantee: | optional | n/a | | |||||||||
| Total loss courtesy car: | optional | optional | | |||||||||
| Total loss car period: | 14 | 14 | 0 | |||||||||
| Enhanced Courtesy Car: | optional | n/a | | |||||||||
| Gteed Courtesy Car: | n/a | optional | n/a | |||||||||
| Cover | ||||||||||||
| Underwriter: | UK Insurance Limited | UK Insurance Limited | UK Insurance Limited | |||||||||
| Valet Parking: | | | | |||||||||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium | |||||||||
| Accidental Damage: | | n/a | | |||||||||
| Max Value: | market value | market value | market value | |||||||||
| New Car Damage: | 60 | 60 | 60 | |||||||||
| New Car Replacement: | | | | |||||||||
| New Car Period: | 12 months | 12 months | 12 months | |||||||||
| Foreign New Cars: | | | | |||||||||
| Legal Costs: | as agreed | as agreed | as agreed | |||||||||
| Rescue Cover: | service | | service | |||||||||
| Rescue cover basis: | repairer | n/a | repairer | |||||||||
| Fire & Theft: | | | | |||||||||
| Car Sharing: | | | | |||||||||
| Motor Trade: | | | | |||||||||
| Loss of Road Tax: | | | | |||||||||
| Suspension of Cover: | | | | |||||||||
| No Blame No Claim: | | | | |||||||||
| Uninsured Driver Benefit: | | n/a | | |||||||||
| Accident - Transport: | | n/a | | |||||||||
| Repairs Guarantee: | all | all | all | |||||||||
| Repairs Guar - Period: | 3 years | 3 years | 1 years | |||||||||
| Onward - Transport: | n/a | | n/a | |||||||||
| Breakdown Cover: | n/a | optional | n/a | |||||||||
| Hotel Expenses: | £0 | £0 | £0 | |||||||||
| Max Hotel Exp: | £0 | £0 | £0 | |||||||||
| Road Rage: | 0 | 0 | 0 | |||||||||
| Car Jacking: | 0 | n/a | 0 | |||||||||
| Cover Abroad | ||||||||||||
| Foreign Use: | standard | standard | standard | |||||||||
| Max Free Foreign Days: | 3 days | 3 days | 3 days | |||||||||
| Max Foreign Trip: | 90 days | 90 days | 90 days | |||||||||
| Green Card: | | | | |||||||||
| Customs Duty: | | | | |||||||||
| Equipment Cover | ||||||||||||
| Personal Belongings: | 100 | 0 | 100 | |||||||||
| Audio Limit - Man: | £1,000 | £1,000 | £0 | |||||||||
| Audio Limit - Non-Man: | £1,000 | £1,000 | £0 | |||||||||
| Sat. Nav. Limit - Man: | £1,000 | £1,000 | £0 | |||||||||
| Sat. Nav. Limit - Non Man: | £1,000 | £1,000 | £0 | |||||||||
| Fixed Car Phones: | | | | |||||||||
| Child Car Seat: | | | | |||||||||
| Car Seat Claims Basis: | no cover | n/a | no cover | |||||||||
| Theft of Keys: | 0 | 0 | 0 | |||||||||
| Loss of Keys: | £0 | £0 | £0 | |||||||||
| Keys in Car Exclusion: | | | | |||||||||
| Attached Trailers: | £0 | £0 | £0 | |||||||||
| Medical Cover | ||||||||||||
| Medical Expenses: | £100 | £0 | £100 | |||||||||
| PA - Max Age: | 75 years | n/a | Unlimited | |||||||||
| PA - Disability: | £5,000 | £0 | £5,000 | |||||||||
| PA - Sight: | £5,000 | £0 | £5,000 | |||||||||
| PA - Death: | £5,000 | £0 | £5,000 | |||||||||
| Third Party Injury: | Unlimited | Unlimited | Unlimited | |||||||||
| Third Party Property: | £20,000,000 | £20,000,000 | £20,000,000 | |||||||||
| Physio. Treatment: | | n/a | | |||||||||
| Windscreen Cover | ||||||||||||
| Windscreen Limit: | Unlimited | £0 | £0 | |||||||||
| Windscreen Limit Non-App: | £125 | n/a | £0 | |||||||||
| Windscreen - Windows: | | | | |||||||||
| Windscreen - Sunroofs: | | | | |||||||||
| Windscreen Etching: | | | | |||||||||
| Windscreen Helpline: | | | | |||||||||
Compare Tesco Car Insurance
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