I always check rates when it is time to renew my policy and RIAS have always been among the most competitive, not always the cheapest but when excesses etc. are taken into account, good value for money. The customer service is excellent and queries are dealt with, in the main, by one quick phone call. You are always made to feel that your custom is valued. Documentation is sent out promptly and the terms of cover clearly out lined.
Competitive rates and good customer service
Sometimes they need to be pushed a little to match competitive quotes.