RAC Car Insurance

RAC has been offering car insurance to satisfied customers for over 50 years. Sign up online today to enjoy the many benefits, plus 12 months UK RAC Roadside Cover Included. Apply online now.
RAC Van RAC Car Insurance
RAC Roadside Cover is included as standard!*
Save up to 10% when you buy online
Up to 70% No Claims Discount
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Some of the Benefits of Choosing RAC Car Insurance...
  • A larger courtesy car if you need one;
  • Prompt physiotherapy if you were in an accident; (optional)
  • Reduced hassle with our 24 hour claims helpline;
RAC Car Insurance

As the longest established motoring organisation in the UK with over 100 years of experience, the RAC certainly knows how to provide quality car insurance that caters for all of their customer's motoring needs. Regardless of whether you are a new or experienced driver the RAC will have an affordable level of benefit-packed cover to suit.

The standard policies offered by the RAC are fully comprehensive, covering everything from third party liability to the loss, theft or damage of your car, personal injury and medical expenses to replacement locks as well as protection for your personal belongings and child's car seat. A third party cover option is also available for those who do not require comprehensive cover. Additionally, when you become a RAC insurance customer you have the opportunity to enhance your standard policy with benefits such as a courtesy car, physiotherapy cover, legal services and European protection.

All RAC customers have the opportunity to build a no claims discount that allows for a significant reduction of policy premium on renewal and, as an added bonus, RAC Roadside breakdown cover is complimentarily included for the first year of all comprehensive policies to provide you with even better value for money. On top of this, if you are an existing RAC breakdown customer you will be rewarded with additional benefits including exclusive discounts, free physiotherapy cover and enhanced legal protection, when you insure your car with the RAC too.

The RAC have also introduced a Rapid Bonus scheme that is specifically designed to make car insurance more accessible and affordable for younger drivers. Available to those aged between 17 and 29 the Rapid Bonus scheme effectively accellerates your no claims discount. By running for 9 months rather than the usual 12 you can build up a year's no claims discount (providing you don't actually need to make a claim!) in three quarters of the time. When you consider that over a 5 year period you could gain a full no claims discount 15 months earlier than you would otherwise be able - potentially lowering your future insurance premiums by a significant amount, this is a fantastic benefit.

Aside from your immediate car insurance needs the RAC aim to cater for all of your driving requirements, offering their customers access to the most up to date traffic news, a single free phone emergency number for all accidents and breakdowns as well as a range of complimentary services such as driving lessons, vehicle checks and windscreen maintenance. So, regardless of whether you are a new or experienced driver the RAC will have an affordable level of benefit-packed cover to suit.
* 12 months free UK RAC Roadside cover will be included for all new comprehensive private car policyholders. The offer is not available to existing motor insurance customers renewing their policy or customers who have effected motor insurance with RAC Direct Insurance prior to receiving this offer. This offer is not available in conjunction with any other offer. No cash alternative available. Quotations are valid for 60 days. Age restrictions apply. RAC Direct Insurance may decline to quote in some circumstances. Offer is available for a limited period; RAC Direct Insurance reserves the right to withdraw this offer at any time.

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Government's Road Tax Policy Slammed by RAC

By Mark Harris
Published on 4 Jul 2008
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Britain's motorists are to feel the squeeze in years to come, it has been claimed - even if a proposed tax rise is scrapped.

The government's plan to forego its proposed 2p increase to road tax has been criticised by motorists' group the RAC Foundation.

According to the body, scrapping the tax plans is a "populist" move, which will be dwarfed by other increases to the cost of driving which have been backed by the government. The RAC Foundation claimed that an extra £2 billion will be levied from road users by 2011 - four times the amount that the 2p rise would have brought in.

Around £1.2 billion of this total is to come from increases to vehicle excise duty - which have also been slammed by drivers' groups for being unfairly high. The body also claimed that the proportion of total public additional revenues which come from motoring taxes will increase from 60 to 90 per cent from 2009 to 2011.

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Additinally, the RAC Foundation said the government currently takes four times as much from the motorist as it spends on the roads - £31.2 billion compared with £8.2 billion. Its director, Stephen Glaister, added: "The chancellor may pull a populist rabbit out of the hat by scrapping the October 2p rise, but this will be a drop in the ocean compared to his plans to take an extra £2 billion from the road user's pockets by 2011."

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