Direct Line Car Insurance

Full product details for the Direct Line Car Insurance, including car insurance details, application criteria, discounts, excess, payments & fees, claims, courtesy car, cover, cover abroad, equipment cover, medical cover and windscreen cover. Apply online now.personal secured account
Direct Line
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95% of our car insurance claims are agreed over the phone
Direct Line

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Direct Line Car Insurance

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Direct Line Car Insurance

Direct Line car insurance reward you for safe driving by making your car insurance cheaper.

  • Buy online and get one day of free car insurance every week
  • Named driver no claims discount
  • Protection against uninsured drivers
  • Matched multi-car no claims discounts
  • 95% of claims agreed over the phone

They were the UK’s first major insurer to offer named driver no claims discounts and also reward you for claim free driving on your motorbike or company car. What’s more, if you insure more than one car with Direct Line you’ll be eligible for their multi-car discount too.

For added reassurance when you’re on the road Direct Line will protect you financially against accidents with uninsured drivers by guaranteeing your no claims discount and covering the excess themselves in the event of a claim.

Direct Line offer a smooth claims process with 95% of customer claims agreed over the phone and your car cleaned fully inside and out while it’s away being repaired.

 Direct Line CompareCompare Direct Line car insurance details against other car insurance or use our car insurance comparison tables.

Did you know Direct Line also provide savings, home insurance, pet insurance, travel insurance, van insurance and breakdown cover?

Company:Direct Line
www.directline.com
Direct Line Private Car Policy
Direct Line
www.directline.com
Direct Line Private Car Policy
 
Product:Private Car PolicyPrivate Car Policy 
 detailsdetails 
Quote via this site:QuoteQuote 
 CompareCompare 
Car Insurance Details 
Online Discount:0%0% 
2nd Car Discount:yes10 
Max NCD:7070 
Intro NCD:yesyes 
Courtesy Car:nooptional 
Windscreen Cover:nostandard 
Adjustment Fee:£17.85£17.85 
Application Criteria 
Max Age:n/a80 
Cancellation Period:7 days7 days 
Discounts 
NCD Protection:yesyes 
Guaranteed NCD:nono 
NCD Prot Claims:1 in 1 or 2 in 3 years1 in 1 or 2 in 3 years 
NCD Scale:33% 40% 50% 60% 65%/70%33% 40% 50% 60% 65%/70% 
Named Driver NCD:yesyes 
Multi Car Discount:10%10 
Alarm Discount:0%0% 
Immobiliser Discount:0%0% 
Max Security Discount:0%0% 
Company Car Discount:yesyes 
Multi Product Discount:yesyes 
Excess 
Fire & Theft XS:£150£150 
Driver 21-24 Excess:£0£250 
Driver <21 Excess:0400 
Inexp Driver XS:£0£200 
AD Excess:n/a£0 
Windscreen XS - Repair:n/a£10 
Windscreen XS - Replace:n/a£75 
Windscreen XS - Non-App:n/a£75 
Payments & Fees 
DDM Payments:1010 
DDM APR:23.3%23.3% 
DDM Fee:9.009.00 
Setup Fee:£0£0 
Duplicate Documents Fee:£0£0 
Cancellation Fee:£26.25£26.25 
Renewal Fee:£0£0 
Payment Default Fee:00 
Year 1 Cancellation:pro-rata plus £11 or greater canc. feepro-rata plus £15 or greater canc. fee 
Year 2 Cancellation:pro-rata plus £11 or greater canc. feepro-rata plus £15 or greater canc. fee 
Claims 
Basis of Settlement:click hereclick here 
General Conditions:click hereclick here 
General Exclusions:click hereclick here 
Endorsements:click hereclick here 
Courtesy Car 
Courtesy Car Premium:n/a15.75 
Courtesy Car Provider:n/ahire car company 
Class of Courtesy Car:n/asmall hatchback 
Courtesy Car Period:none14 
Courtesy Car Guarantee:n/aguaranteed 
Total loss courtesy car:nooptional 
Total loss car period:014 
Enhanced Courtesy Car:n/ano 
Gteed Courtesy Car:non/a 
Cover 
Underwriter:Direct Line InsuranceDirect Line Insurance 
Valet Parking:yesyes 
Cooling Off Period:14/pro-rata plus canc. fee14/admin fee 
Accidental Damage:n/ayes 
Max Value:market valuemarket value 
New Car Damage:6060 
New Car Replacement:yesyes 
New Car Period:12 months12 months 
Foreign New Cars:yesyes 
Legal Costs:as agreedas agreed 
Rescue Cover:yesservice 
Rescue cover basis:repairerrepairer 
Fire & Theft:yesyes 
Car Sharing:yesyes 
Motor Trade:yesyes 
Loss of Road Tax:nono 
Suspension of Cover:yesyes 
No Blame No Claim:nono 
Uninsured Driver Benefit:n/ayes 
Accident - Transport:n/ayes 
Repairs Guarantee:allall 
Repairs Guar - Period:5 years5 years 
Onward - Transport:non/a 
Breakdown Cover:optionaln/a 
Hotel Expenses:£0£150 
Max Hotel Exp:£0£250 
Road Rage:00 
Car Jacking:n/a0 
Cover Abroad 
Foreign Use:standardstandard 
Max Free Foreign Days:3 days3 days 
Max Foreign Trip:90 days90 days 
Green Card:yesyes 
Customs Duty:yesyes 
Equipment Cover 
Personal Belongings:0100 
Audio Limit - Man:UnlimitedUnlimited 
Audio Limit - Non-Man:£1,000£1,000 
Sat. Nav. Limit - Man:UnlimitedUnlimited 
Sat. Nav. Limit - Non Man:£1,000£1,000 
Fixed Car Phones:yesyes 
Child Car Seat:yesyes 
Car Seat Claims Basis:n/afull replacement 
Theft of Keys:00 
Loss of Keys:£0£0 
Keys in Car Exclusion:yesyes 
Attached Trailers:£0£0 
Medical Cover 
Medical Expenses:£0£100 
PA - Max Age:n/aUnlimited 
PA - Disability:£0£5,000 
PA - Sight:£0£5,000 
PA - Death:£0£5,000 
Third Party Injury:UnlimitedUnlimited 
Third Party Property:£20,000,000£20,000,000 
Physio. Treatment:n/ano 
Windscreen Cover 
Windscreen Limit:£0Unlimited 
Windscreen Limit Non-App:n/a£125 
Windscreen - Windows:noyes 
Windscreen - Sunroofs:noyes 
Windscreen Etching:yesyes 
Windscreen Helpline:yesyes 

Compare Direct Line Car Insurance

CompareOnline Discount 2nd Car Discount No Claims Discount Introductory NCD Courtesy Car Windscreen Cover Pay Monthly APR 
Provider Results
Direct LineDirect Line Private Car Policy
Get one day's worth of free car insurance every week
More Details: Direct Line Private Car Policy
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nonevariesup to 70%YesOptionalOptional23.3%
Direct LineDirect Line Private Car Policy
Get one day's worth of free car insurance every week
More Details: Direct Line Private Car Policy
Quote
nonevariesup to 70%YesOptionalOptional23.3%
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