I was insured with Covea fully comprehensive policy when my car caught fire on the motorway.
The fire brigade came and we got towed home. We rang Covea to be told to send part of my logbook to them and the other part to the DVLA as the car would be written off.
They sent a tow truck which put big chains on the front wheels and dragged it with the handbrake on 50 ft only to be told then on the phone that I couldn't claim for my car as there was no visual damage of a fire it had just overheated.
I have never heard anything like it in my life! There was black smoke everywhere but they couldn't see any fire.
What a waste of space this insurance is. If you buy this insurance you won't be covered!
Pay that little extra and get tidy insurance. STAY AWAY FROM COVEA.
Never going with them again
Going with them in the first place