This is a selection of car insurance companies that can cover 17 year olds.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Aviva Car Insurance
Additional Excess
Under 21's: up to £300
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
20% Online, Multi car & No claims
5 Star Defaqto rated car insurance from £178 - 10% paid this for standard cover. Save up to 20% online - 16% of customers are expected to receive the maximum saving.
Discount depends on individual circumstances and doesn't apply to optional extras. Minimum price applies. T&Cs apply.
Direct Line Car Insurance
Additional Excess
Under 21's: up to £450
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Admiral Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT, Multi car & Blackbox
Discounts
Up to 10% Online, Multi car & No claims
Save up to 10% by quoting online. Plus, many other benefits as standard.
LV= Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & up to 75% No claims
Using the free LV= Driving app new customers could save up to 15%. Record 200 miles over 10 or more journeys to see how much you could save.
Nationwide Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & 75% No claims
Nationwide car insurance, provided by Liverpool Victoria Insurance Company Limited (LV=) and can be tailored around you, to cover exactly what you need. Offering high quality insurance at a competitive price, with UK only based call centres.
Churchill Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £250
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Online, 15% Multi car & 80% No claims
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
John Lewis Insurance Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive & TPFT
Discounts
15% Online & 75% No claims
Save 15% when you buy online. For new customers purchasing online. Discount is automatically applied when you get a quote. See T&Cs.
M&S Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Choose premier cover and get EU and UK breakdown cover, motor legal protection and guaranteed replacement car included in the cost.
AXA Car Insurance
Additional Excess
Under 21's: up to £300
Inexperienced drivers: up to £100
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
One of the world’s largest insurers. Lifetime guarantee on repairs from AXA's approved network for as long as you own the car. T&Cs apply.
Swiftcover Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & 63% No claims
With Swiftcover Comprehensive Insurance you get as standard: 24 hour claims line and UK based help teams.
AA Car Insurance
Additional Excess
Under 21's: varies
Inexperienced drivers: varies
Types of Policy Available
Comprehensive
Discounts
No claims
The AA offer car insurance via a panel of insurers.
The Co-operative Insurance Car Insurance
Additional Excess
Under 21's: £300
Inexperienced drivers: £150
Types of Policy Available
Comprehensive & Blackbox
Discounts
up to 70% No claims
Free Karcher K2 Compact Pressure Washer worth £79.99 when you take out a new car policy from Co-operative Insurance. T's & C's Apply.
Hastings Direct Car Insurance
Additional Excess
Under 21's: £295
Inexperienced drivers: £195
Types of Policy Available
Comprehensive , TPFT & Blackbox
Discounts
up to 65% No claims
Hastings Direct competitively priced 5-Star Defaqto rated insurance was voted by the public in 2013 and 2014 as Consumer Moneyfacts Car Insurance Provider of the Year.
Tesco Bank Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Get covered with Tesco Bank's award winning Car Insurance - voted best Direct Car Insurance Provider 2014 by Your Money and now 5 star Defaqto rated. Tesco Bank Car Insurance is underwritten by a select range of insurers.
Privilege Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £200
Types of Policy Available
Comprehensive & TPFT
Discounts
10% Multi car & 65% No claims
10% multicar discount
Quotesearcher Car Insurance
Additional Excess
Under 21's: varies
Types of Policy Available
-
Discounts
Second car & No claims
This is a comparison website.
RAC Car Insurance
Additional Excess
Under 21's: up to £400
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive , TPFT & Multi car
Discounts
10% Multi car & No claims
Cover for less than £154*(that’s what 10% of our customers paid). 10% Multi Car Discount on additional cars.
RAC offer car insurance via a panel of insurers.
Debenhams Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: £100
Types of Policy Available
Comprehensive & TPFT
Discounts
No claims
90 day European Driving Cover as standard and optional extras available to suit your individual needs - all signs point towards Debenhams Car Insurance.
Diamond Car Insurance
Additional Excess
Under 21's: £250
Inexperienced drivers: up to £150
Types of Policy Available
Comprehensive & TPFT
Discounts
Second car & No claims
Car insurance shaped for women. You could get £300 Handbag & Contents cover, 24-hr accident helpline and a Courtesy Car when yours is repaired at an approved garage.
Sainsbury's Bank Car Insurance
Additional Excess
Under 21's: £400
Inexperienced drivers: £200
Types of Policy Available
Comprehensive
Discounts
Second car & No claims
Nectar shoppers get up to 1/3 off. Plus free Sainsbury's Breakdown Service for 1 year.
Underwritten by U K Insurance Ltd. 10% Nectar shoppers achieved max discount. Min prems apply. Intro offer.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Get the Cheapest Car Insurance for Teenagers

Learning how to drive is an exciting time and if you are a teenager, the prospect of getting your own set of wheels can often be the biggest step to having your own independence.

Unfortunately, along with the excitement comes the financial burden of having to find teen car insurance, a product which can be excruciatingly expensive.

The bad news is that when it comes to car insurance teens are seen as a high risk and it's never going to be a cheap endeavour. The good news is that it is possible to find affordable car insurance for teenagers if you know how to go about it.

We run through some of the top teenage car insurance tips and look at how you can find the cheapest way to insure a teenage driver.

How NOT to get cheap car insurance for teenagers

Before we take a look at some of the ways in which you can find cheap car insurance for teens, it's worth pausing for a moment to highlight a practice which is highly illegal and could end up with your teen being convicted for driving without insurance.

In order to find lower car insurance for teenagers, some parents may volunteer to be named on the policy too. This is fine providing they are listed as an additional driver and in some cases it may well mean you can get the best car insurance for teenagers at a reduced price.

However, if the teen is the main driver they must be listed as such on the policy. Having the insurance taken out by a parent or other person and simply listing the teenager as an additional driver – when in fact they are the main driver – is an illegal practice known as fronting.

In the past, fronting was frequently adopted in order to get the cheapest car insurance for teens because not everyone was aware it is illegal. Not only will the insurance be made void but the teenage driver could end up with a conviction for driving without insurance which, quite apart from anything else, will make it difficult and unbelievably expensive when they try to take out a new policy in their own name.

When looking for car insurance for teenagers divorced parents may not realise the other one is taking out the cover. Having a car insured twice is another illegal practice which could land you in hot water with insurers so it's imperative you check with your ex-partner before setting up a policy.

How to carry out a teenage car insurance comparison

Before you start to compare car insurance for teenagers prices it's worth considering what steps you can take to reduce the cost.

The best car insurance companies for teenagers are not looking to hike up the cost for no reason; they are reflecting the risk that the young driver presents on the road. Statistically, a fifth of drivers will be involved in a crash during their first year on the road.

However, if you encourage your teen driver to take some extra lessons to counteract their relative lack of experience you may find that the best car insurer for teenagers takes this into account and slices a chunk off the cost. The Pass Plus course is an advanced driving set of lessons which many insurers are willing to take into account.

Finding a car in a low insurance group, preferably without modifications, with a small engine size and installing safety devices such as steering locks and an approved immobiliser will also help to keep the costs down.

Not all companies are willing to give discounts, but the best insurance teens providers treat the driver as an individual not a statistic. Other things you might want to suggest in order to cut costs include a limited mileage or only driving at certain times of the day. Again, not all insurers are willing to discount for this – but some will so it's always worth shopping around.

New gender rules for insurance

One final word on car insurance for teenage girls: it is more expensive that it used to be.

This is because of the EU Gender Directive which became law in the UK on 21 December 2012. This directive makes it illegal for insurers to offer different rates based on gender. Statistically, girls have a lower accident risk than male drivers so until this law was brought in, insurance was cheaper for females of any age, but particularly younger drivers.

This is now no longer the case and insurers charge the same premium for both males and females.

Featured guide

How to get cheaper car insurance

Everything you need to know about making your car insurance premium more affordable.

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