Compare Car Insurance For Teenagers

Compare cheap car insurance for teenagers at a glance & find the best first time car insurance for teenagers deals so you get cheap car insurance for teenagers without compromising on cover. Our teenage car insurance quotes comparison takes the hassle out of finding cheap car insurance for new teenage drivers so you get a cheap deal.
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 Additional Excess forCover TypeDiscount 
Inexprienced DriversDrivers <21Online2nd CarMax No Claims
Direct Line
Car Insurance
up to
£200
up to
£450
varies0%varies
Up to 28% off if you quote early and buy online. (20% off when you get a quote ten days or more before your policy start date (offer ends 31.3.14) and 10% online. Introductory discounts applied consecutively. Minimum premiums apply.)
Aviva
Car Insurance
up to
£0
up to
£300
varies20%varies
5 Star car insurance from £192 - 10% paid this for standard cover. Up to 1/3 off with Aviva MultiCar when you add a second car or van - they expect 20% of customers to get 1/3 off.
Gocompare.com
Car Insurance
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variesvariesvaries
Compare 125+ Insurance Brands Here. 1 in 2 Could Save £231 in Minutes.
MORE TH>N
Car Insurance
up to
£150
up to
£400
varies0%mirror bonusvaries
You could pay as little as £163 for Car Insurance (online only). Based on 10% of on-line customes, excludes optional extras. MORE TH>N data Oct - Dec 2013.
Admiral
Car Insurance
up to
£150
£250varies
up to
10%
varies
Save up to 10% by quoting online! Plus, many other benefits as standard.
LV=
Car Insurance
up to
£200
up to
£300
variesvaries79.5%
Car Insurance from £170, 10% of new LV= customers paid £170 or less (Nov 13-Jan 14)
John Lewis Insurance
 
Car Insurance
variesvariesComprehensive15%75%
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Nationwide
Car Insurance
up to
£200
up to
£300
variesvaries75%
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
Churchill
Car Insurance
up to
£200
up to
£400
varies10%80%
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank
Car Insurance
up to
£150
up to
£400
varies
up to
15%
varies
Hastings Direct
Car Insurance
£195£295varies0%
up to
65%
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege
Car Insurance
up to
£200
up to
£400
varies0%65%
10% multicar discount
The Co-operative Insurance
 
Car Insurance
£150£300Comprehensive
up to
10%
up to
70%
70% No Claim Discount for 5 or more claim free years.
Post Office
Car Insurance
up to
£100
up to
£400
varies0%varies
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Tiger.co.uk
Car Insurance
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variesvariesvaries
Tel 0800 781 4464 0800 781 4464
Elephant
Car Insurance
up to
£150
£250varies10%varies
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
eCar
Car Insurance
up to
£100
up to
£250
varies0%varies
Provisional Marmalade
 
Car Insurance
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0%varies
Exclusively available to learner drivers.
RAC
Car Insurance
up to
£150
up to
£400
varies0%varies
Cover for less than £150*(that\'s what 10% of our customers paid)
Sainsbury's Bank
 
Car Insurance
up to
£200
up to
£400
varies0%varies
Free Sainsbury's Breakdown Service cover when you obtain a new Sainsbury's car insurance quote between 17th February - 28th July 2014 and subsequently purchase.
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Great article, nice and precise
Rob

How to Get the Cheapest Car Insurance for Teenagers

Learning how to drive is an exciting time and if you are a teenager, the prospect of getting your own set of wheels can often be the biggest step to having your own independence.

How to Get the Cheapest Car Insurance for Teenagers

Unfortunately, along with the excitement comes the financial burden of having to find teen car insurance, a product which can be excruciatingly expensive.

The bad news is that when it comes to car insurance teens are seen as a high risk and it's never going to be a cheap endeavour. The good news is that it is possible to find affordable car insurance for teenagers if you know how to go about it.

We run through some of the top teenage car insurance tips and look at how you can find the cheapest way to insure a teenage driver.

How NOT to get cheap car insurance for teenagers

Before we take a look at some of the ways in which you can find cheap car insurance for teens, it's worth pausing for a moment to highlight a practice which is highly illegal and could end up with your teen being convicted for driving without insurance.

In order to find lower car insurance for teenagers, some parents may volunteer to be named on the policy too. This is fine providing they are listed as an additional driver and in some cases it may well mean you can get the best car insurance for teenagers at a reduced price.

However, if the teen is the main driver they must be listed as such on the policy. Having the insurance taken out by a parent or other person and simply listing the teenager as an additional driver – when in fact they are the main driver – is an illegal practice known as fronting.

In the past, fronting was frequently adopted in order to get the cheapest car insurance for teens because not everyone was aware it is illegal. Not only will the insurance be made void but the teenage driver could end up with a conviction for driving without insurance which, quite apart from anything else, will make it difficult and unbelievably expensive when they try to take out a new policy in their own name.

When looking for car insurance for teenagers divorced parents may not realise the other one is taking out the cover. Having a car insured twice is another illegal practice which could land you in hot water with insurers so it's imperative you check with your ex-partner before setting up a policy.

How to carry out a teenage car insurance comparison

Before you start to compare car insurance for teenagers prices it's worth considering what steps you can take to reduce the cost.

The best car insurance companies for teenagers are not looking to hike up the cost for no reason; they are reflecting the risk that the young driver presents on the road. Statistically, a fifth of drivers will be involved in a crash during their first year on the road.

However, if you encourage your teen driver to take some extra lessons to counteract their relative lack of experience you may find that the best car insurer for teenagers takes this into account and slices a chunk off the cost. The Pass Plus course is an advanced driving set of lessons which many insurers are willing to take into account.

Finding a car in a low insurance group, preferably without modifications, with a small engine size and installing safety devices such as steering locks and an approved immobiliser will also help to keep the costs down.

Not all companies are willing to give discounts, but the best insurance teens providers treat the driver as an individual not a statistic. Other things you might want to suggest in order to cut costs include a limited mileage or only driving at certain times of the day. Again, not all insurers are willing to discount for this – but some will so it's always worth shopping around.

New gender rules for insurance

One final word on car insurance for teenage girls: it is more expensive that it used to be.

This is because of the EU Gender Directive which became law in the UK on 21 December 2012. This directive makes it illegal for insurers to offer different rates based on gender. Statistically, girls have a lower accident risk than male drivers so until this law was brought in, insurance was cheaper for females of any age, but particularly younger drivers.

This is now no longer the case and insurers charge the same premium for both males and females.

Car Insurance Comparison

Alternative Car Insurance Policies

You may want to compare the above car insurance policies with the following.

Admiral MultiCar (Comprehensive)

  • New customers will get call assist ltd recovery provider.
  • Admiral gives repair assurance period of 5 yrs.
  • New customers get max no claims discount varies.
  • Get 1,250 manufacturer audio benefit from Admiral.
  • Non-manufacturer audio insurance of 1,250 is offered to new customers.

Diamond Motor Insurance (Comprehensive)

  • The car insurance policy has a 50 non-approved windscreen repair insurance.
  • Get call assist ltd recovery provider from Diamond.
  • Applied total loss XS.
  • 2 in 3 yrs [attribute name] available..
  • 90 days maximum european cover included as standard is offered with the car insurance policy.

Highway Car Insurance (Comprehensive)

  • Get a third party property of 20,000,000.
  • The car insurance policy has a comp DOC not provided driving other cars XS.
  • Highway offers additional excess for drivers under 21 of 350.
  • The car insurance policy has a 64% maximum no claims discount.
  • This Highway car insurance policy has applied multiple motor vehicle excess.
  • Customers will benefit from unlimited manufacturer sat nav protection.

Yorkshire Bank Car Insurance (Comprehensive)

  • An approved repairer repairer choice is offered.
  • Customers can enjoy unlimited repair promise period.
  • 7 percent alarm discount.
  • An applied uninsured driver XS is available.
  • Car Insurance (Comprehensive) gives fire excess of 0.
  • Windscreen XS - non approved claims of 60 is offered with this car insurance policy.

Lloyds Bank Car Insurance (Third Party, Fire & Theft)

  • New customers get repairer/home rescue insurance basis.
  • Get 3 yrs repair promise period.
  • You have the benefit of setup fee of 0.
  • You take advantage of limitless manufacturer sat nav benefit.
  • Get loss of keys of 1,000 from the Car Insurance (Third Party, Fire & Theft).
  • 2 in 3 years [attribute name] available..

Covea Insurance Infinity (Third Party, Fire & Theft)

  • The car insurance policy gives limitless third party injury insurance.
  • Get cost rescue cover.
  • New customers get windscreen repair XS of 15.
  • Windscreen replacement XS of 75 is offered to new customers.
  • 150 theft excess is offered to new customers.

Vauxhall Motor Insurance (Third Party, Fire & Theft)

  • New customers will get cost rescue cover.
  • 2 in 3 yrs [attribute name] available..
  • You can take advantage of third party property of 20,000,000.
  • A 0 inexprienced driver XS is offered.
  • 0 renewal fee.