Compare Car Insurance For 18 Year Olds

Compare cheap car insurance for 18 year olds quotes side by side & find a cheap 18 year old car insurance policy that won't cost the earth or sacrifice on cover. Our car insurance for 18 year old drivers comparison takes the stress out of finding cheap UK car insurance for 18 year olds so you get the right cover at the cheapest price.
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 Additional Excess forCover TypeDiscount 
Drivers <21Inexprienced DriversOnline2nd CarMax No Claims
Direct Line
Car Insurance
up to
£450
up to
£200
varies0%varies
Up to 28% off if you quote early and buy online. (20% off when you get a quote ten days or more before your policy start date (offer ends 31.3.14) and 10% online. Introductory discounts applied consecutively. Minimum premiums apply.)
Aviva
Car Insurance
up to
£300
up to
£0
varies20%varies
5 Star car insurance from £192 - 10% paid this for standard cover. Up to 1/3 off with Aviva MultiCar when you add a second car or van - they expect 20% of customers to get 1/3 off.
Gocompare.com
Car Insurance
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variesvariesvaries
Compare 125+ Insurance Brands Here. 1 in 2 Could Save £231 in Minutes.
MORE TH>N
Car Insurance
up to
£400
up to
£150
varies0%mirror bonusvaries
You could pay as little as £163 for Car Insurance (online only). Based on 10% of on-line customes, excludes optional extras. MORE TH>N data Oct - Dec 2013.
Admiral
Car Insurance
£250
up to
£150
varies
up to
10%
varies
Save up to 10% by quoting online! Plus, many other benefits as standard.
LV=
Car Insurance
up to
£300
up to
£200
variesvaries79.5%
Car Insurance from £170, 10% of new LV= customers paid £170 or less (Nov 13-Jan 14)
John Lewis Insurance
 
Car Insurance
variesvariesComprehensive15%75%
John Lewis Car Insurance is a Which? Recommended Provider June 2013.
Nationwide
Car Insurance
up to
£300
up to
£200
variesvaries75%
Courtesy car and cover for up to 180 days in EU countries (excludes 3rd party only policies). Up to 75% no claim discount for 5+ years claim free.
Churchill
Car Insurance
up to
£400
up to
£200
varies10%80%
Protect your claim free years from uninsured drivers. Terms and conditions apply. 80% off for 8+ years No Claim Discount, an introductory discount to reward safe drivers.
M&S Bank
Car Insurance
up to
£400
up to
£150
varies
up to
15%
varies
Hastings Direct
Car Insurance
£295£195varies0%
up to
65%
We'll compare prices so you don't have to, searching our panel of leading UK car insurers to get you our very best price.
Privilege
Car Insurance
up to
£400
up to
£200
varies0%65%
10% multicar discount
The Co-operative Insurance
 
Car Insurance
£300£150Comprehensive
up to
10%
up to
70%
70% No Claim Discount for 5 or more claim free years.
Post Office
Car Insurance
up to
£400
up to
£100
varies0%varies
Over 50? At Post Office we've got great deals on Car Insurance. We'll guarantee to save you at least £50 on any like for like quote on your car insurance renewal plus free Keycare for life of the policy.
Tiger.co.uk
Car Insurance
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---
variesvariesvaries
Tel 0800 781 4464 0800 781 4464
Elephant
Car Insurance
£250
up to
£150
varies10%varies
Seriously good car insurance. Every comprehensive policy comes with courtesy car and stereo cover as standard.
eCar
Car Insurance
up to
£250
up to
£100
varies0%varies
Provisional Marmalade
 
Car Insurance
---
---
---
0%varies
Exclusively available to learner drivers.
RAC
Car Insurance
up to
£400
up to
£150
varies0%varies
Cover for less than £150*(that\'s what 10% of our customers paid)
Sainsbury's Bank
 
Car Insurance
up to
£400
up to
£200
varies0%varies
Free Sainsbury's Breakdown Service cover when you obtain a new Sainsbury's car insurance quote between 17th February - 28th July 2014 and subsequently purchase.
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Great article, nice and precise
Rob

How to Get Cheap Car Insurance at 18

Car insurance is a necessary evil for all motorists and keeping costs to a minimum in return for the most comprehensive cover is a high priority for any driver.

How to Get Cheap Car Insurance at 18

However, car insurance for 18 year old drivers is particularly expensive, partly because of the lack of experience on the road and partly because statistically they are far more likely to have an accident than any other motorist.

Cheap car insurance for 18 year olds is a relative thing but it is possible to slice a large chunk off the premium if you know what insurers are looking for. We take a look at the steps you can take to shrink the cost of car insurance for 18 year old female or male drivers without compromising the quality of cover.

What is the cheapest car insurance for 18 year olds?

The very crux of the matter is the cost of insurance for teenage drivers. At 18 car insurance won't be cheap especially as the maximum possible no claims discount you could have is just one year.

Although you might want to know how to find the cheapest car insurance for 18 year old drivers, unfortunately there is no single answer. There are many ways to lower the overall cost, but each 18 year old car insurance quotes depend on the individual.

We will now take a look at some options you might want to consider, all of which will lower the average car insurance for 18 year old drivers.

The cheapest way to get car insurance for 18 year olds

If you are looking for cheap car insurance 18 year old drivers need to take some additional measures to reduce the premium.

One of the issues car insurers have with young drivers is their relative lack of experience. Taking a Pass Plus course can help negate this and offer a cheap way to get car insurance for 18 year olds.

Another option worth considering is telemetric car insurance; this used to be known as black box insurance. If your teen is a careful driver, this can be the best car insurance for 18 year olds. The box records the way the car is driven, the speed, the time of day or night when the most driving is done and calculates the premium based on the assessment. A very high-tech option but one which is becoming increasingly common.

Of course, the usual factors apply too: buy a car in a low insurance group, which has a small engine and is eco-friendly, don't add any modifications and take additional security measures such as adding an approved immobiliser and steering lock. Keeping the car in a garage or on a secure drive can also help to push down the cost.

If you aren't sure how much difference these various factors will make, compare 18 year old car insurance and look at the quotes on offer. This will help you decide whether it's worth paying for the improvements.

Why car insurance for 18 year old male drivers is cheaper than ever before

Young males have a reputation for being quoted the most expensive car insurance rates but this is no longer the case. Whilst they still remain statistically in the highest risk group of drivers, an EU Directive means that insurers can no longer discriminate based on gender.

Car insurance for 18 year old boy drivers is now equivalent to an 18 year old female driver; the law now states insurers cannot offer different rates based on gender alone.

This means that cheap car insurance for 18 year old boys is now much easier to obtain whilst the cost of car insurance 18 year old female drivers has typically gone up.

Car Insurance Comparison

Alternative Car Insurance Policies

You may want to compare the above car insurance policies with the following.

ABC Car Insurance (Comprehensive)

  • Customers get applied multiple vehicle excess from ABC.
  • 2 in 5 years [attribute name] available..
  • This car insurance policy offers a repairer courtesy car provider.
  • Personal belongings benefit of 200 is offered to new customers.
  • Repair promise period of 5 years is available to you.

Clydesdale Bank Car Insurance (Comprehensive)

  • Customers get 100 accidental damage excess from Clydesdale Bank.
  • The car insurance policy gives a 3% immobiliser markdown.
  • You get 0.0 pay default fee.
  • New customers get applied total loss XS from this Car Insurance (Comprehensive).
  • Benefit from a renewal fee of 0 from this Car Insurance (Comprehensive).

AA Car Insurance (Non Members) (Third Party, Fire & Theft)

  • AA car insurance policy has a cost rescue cover.
  • Non-manufacturer audio protection of 750 is offered to customers.
  • The car insurance policy offers a 0 renewal fee.
  • Have the benefit of 0 additional excess for drivers under 21.

NFU Mutual Car Policy (Third Party, Fire & Theft)

  • Customers will get 0 extra excess for drivers under 21.
  • You get 365 days max european cover included as standard from the car insurance policy.
  • This car insurance policy gives 50 hotel expenses.
  • Renewal fee of 0 is available with this car insurance policy.
  • 3 in 5 years [attribute name] available..

Renault Motor Insurance (Third Party, Fire & Theft)

  • Non manufacturer sat nav cover of 400 is available with Motor Insurance (Third Party, Fire & Theft).
  • This Renault car insurance policy has a third party property of 20,000,000.
  • Accidental accident and sickness cover of 15,000 is offered.
  • Customers get 7,500 accidental loss of sight cover.
  • Unlimited max age for personal accident cover.
  • Theft of keys of 1,500.

Auto Direct Car Insurance (Third Party, Fire & Theft)

  • Take advantage of unlimited third party injury cover from Auto Direct.
  • Repairer rescue protection basis is available with this car insurance policy.
  • Extra excess for drivers aged 21 - 24 of 50 is available with the car insurance policy.
  • New customers get 100 extra excess for drivers under 21 from Auto Direct.
  • 150 fire XS is offered to you.

RIAS Motor Insurance (Comprehensive)

  • Limitless maximum age for personal accident cover is available with Motor Insurance (Comprehensive).
  • Personal belongings protection of 100.
  • Non-manufacturer audio insurance of 300.
  • Theft excess of 100 is available from RIAS.

AXA Car Insurance (Third Party, Fire & Theft)

  • This car insurance policy offers a 500 manufacturer audio protection.
  • Benefit from 0 policy adjustment fee from AXA.
  • AXA car insurance policy has an unlimited third party injury insurance.
  • Third party property of 20,000,000.
  • New customers get repairer courtesy motor provider from this car insurance policy.