igo4 Car Insurance (Comprehensive)

Compare the igo4 Car Insurance (Comprehensive) with the UK's best car insurance, including car insurance details, application criteria, standard cover, equipment cover, courtesy car, windscreen cover, medical cover, cover abroad, excess, claims, discounts, payments & fees and car insurance comparison sites.
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igo4 Car Insurance (Comprehensive) Features & Benefits

Application Criteria
Permanent UK ResidentyesThis product is only available to individuals who are permanent UK residents.
Minimum Age17 years17 years old.
Maximum AgeUnlimitedThere is no upper age limit.
Available DirectyesThis product is available direct from the provider.
Available viadirectDirect
Available OnlineyesYes
Standard Cover
Fire & Theftyes
Your Car - Fire, Theft or Attempted Theft WHAT IS COVERED We will pay for loss of or damage to Your Car, and its accessories and spare parts while they...expand
Accidental Damage Coveryes
Your Car - Accidental Damage WHAT IS COVERED We will pay for accidental damage to Your Car and its accessories and spare parts while they are fixed to...expand
UK Breakdown CoveroptionalOptional Breakdown cover available
RAC Roadside - £39.00 (Roadside cover only)
RAC Roadside + - £77.50 (Roadside, Recovery, At Home and Onward Travel all covered)
Legal Advice HelplineoptionalA helpline is optionally provided.
Multi Car Policynothis policy does not offer multi car insurance
Equipment Cover
Personal Belongings Cover£100
Personal Belongings WHAT IS COVERED We will pay You, or at Your request the owner of the property, up to £100 for clothing and personal belongings...expand
Child Car Seat CovernoNo cover.
Manufacturer Audio CoverUnlimited
We will pay up to £150 for loss or damage to audio or radio equipment, after taking off Your Excess. If this equipment forms part of the original...expand
Manufacturer Sat Nav CoverUnlimited
We will pay up to £150 for loss or damage to audio or radio equipment, after taking off Your Excess. If this equipment forms part of the original...expand
Loss of Keys£1,500
Optional Cover Available Key Cover - £16.50 Benefits - £1,500 annual cover for locksmiths charges, new locks and keys, car hire and onward...expand
Courtesy Car
Courtesy CarstandardIf you use a repairer recommended by us You will be provided with a courtesy car whilst yours is being repaired. This will be subject to availability.
Courtesy Car Periodduring repairIf you use a repairer recommended by us You will be provided with a courtesy car whilst yours is being repaired. This will be subject to availability.
Type of Courtesy Carnot definedIf you use a repairer recommended by us You will be provided with a courtesy car whilst yours is being repaired. This will be subject to availability.
Windscreen Cover
Windscreen Coverstandard
Repair or replacement of glass WHAT IS COVERED If breakage of glass in windscreen, glass sunroof and windows is covered by Your policy We will also pay...expand
Windscreen EtchingnoNo cover.
Cover Abroad
Foreign Use Coverstandard
Territorial Limits and Green Cards Where your cover applies The cover shown on the Schedule to this policy applies throughout the United Kingdom and when...expand
Maximum Foreign Trip90 days90 days
Maximum Annual Foreign Cover90 days90 days
European Breakdown CovernoNot provided.
Excess
Inexprienced Driver ExcessvariesAn excess applies, but varies.
Additional Excess for Drivers Under 21variesAn excess applies, but varies.
Additional Excess for Drivers Aged 21 - 24variesAn excess applies, but varies.
Uninsured Driver ExcessappliedThere is no specific wording which states that the policy excess is not applied when the insured is involved in an accident with an uninsured driver.
Fire Excess£100£100
Claims
Maximum Valuemarket valueThe most we will pay is the market value of the vehicle immediately before the loss or damage.
Number of Protected NCD Claims2 in 5 yearsThe No Claims Discount can be protected up to two claims in five years.
Uninsured Driver ProtectionnoNo such benefit is provided.
No Fault Claims CovernoNo such benefit is provided.
Discounts
Online Discount0%0%
New Customer DiscountnoNo such benefit is provided.
Maximum No Claims Discountvaries
No Claim Discount If nobody has made a claim against this policy during the current insurance year, We will give You a discount according to the current...expand
NCD ProtectionyesThe No Claims Discount can be protected up to two claims in five years.
Named Driver NCDnoNo such benefit is provided.
Multi Car DiscountnoNo such benefit is provided.
Multi Car Discountnono
Multi Product DiscountnoNo such benefit is provided.
Payments & Fees
Pay Monthly Rate28.8%28.8%
Number of Monthly Payments10A deposit followed by 10 monthly instalments via direct debit.
Direct Debit Fee12.00%12.00%

A-Z Car Insurance Companies

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Bell Motor Insurance (Comprehensive)

  • The Bell Motor Insurance (Comprehensive) car insurance policy has £70 windscreen XS - non approved claims.
  • Customers enjoy £1,250 manufacturer audio cover from this Motor Insurance (Comprehensive).
  • New customers have the benefit of 10 percent online discount.
  • £100 medical charges.

KGM Private Car Insurance (Comprehensive)

  • This car insurance policy has a 65 percent max no claims discount.
  • You get accidental disability cover of £2,000.
  • Get £250 inexprienced driver excess.
  • Medical expenses of £200 is offered by KGM.
  • Cost rescue insurance is available.
  • Customers get £300 loss of keys from the Private Car Insurance (Comprehensive).

MMA Ladycar 2 (Comprehensive)

  • An accidental loss of sight benefit of £1,000 is available from MMA.
  • Get number of protected NCD claims of 2 in 5 years.
  • Max age for personal accident cover unlimited is available with Ladycar 2 (Comprehensive).
  • Manufacturer audio protection of £500 is offered with this car insurance policy.
  • 45 days maximum annual foreign cover is available.

Provident Headstart (Comprehensive)

  • £1,000 manufacturer audio cover is offered with Headstart (Comprehensive).
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  • You get £5,000 accidental accident and sickness cover from this car insurance policy.
  • Limitless third party injury insurance is available with Headstart (Comprehensive).

First Direct Motor Insurance (Third Party, Fire & Theft)

  • A £400 non-manufacturer audio protection is offered.
  • £0 extra excess for drivers aged 21 - 24.
  • Get a maximum foreign trip of 60 days from the Motor Insurance (Third Party, Fire & Theft).
  • The car insurance policy has a non manufacturer sat nav benefit of £400.

Zenith Private Car Insurance (Third Party, Fire & Theft)

  • You enjoy 0.0 pay default fee from the Private Car Insurance (Third Party, Fire & Theft).
  • This Zenith Private Car Insurance (Third Party, Fire & Theft) has a setup fee of £0.
  • You get 90 days max foreign trip from Zenith.
  • New customers enjoy unlimited third party injury cover from Zenith.
  • Limitless manufacturer sat nav protection is offered with this car insurance policy.

KGM Specialist Vehicle Motor Insurance (Comprehensive)

  • This Specialist Vehicle Motor Insurance (Comprehensive) has a £0 renewal fee.
  • Customers get £0 policy adjustment fee from the Specialist Vehicle Motor Insurance (Comprehensive).
  • 30 days max annual foreign cover is offered.
  • KGM offers payment default fee of 0.0.