| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Minimum Age | 17 years | 17 years old. |
| Maximum Age | 80 years | 80 years old. |
| Available Direct | yes | This product is available direct from the provider. |
| Available via | direct | Direct |
| Available Online | yes | Yes |
| Fire & Theft | yes | Policy section 1 - Loss of or damage to your vehicle What is covered We will insure you against loss of or damage to your vehicle caused by: - accident... expandPolicy section 1 - Loss of or damage to your vehicle
What is covered
We will insure you against loss of or damage to your vehicle caused by: - accident or malicious damage (if the policy cover is shown as comprehensive in the schedule); - fire (if the policy cover is shown as comprehensive or third party, fire and theft in the schedule); or - theft or attempted theft (if the policy cover is shown as comprehensive or third party, fire and theft in the schedule). If your vehicle is damaged so that it cannot be driven safely and the damage is covered by this policy, we will pay the reasonable cost of moving your vehicle to the nearest repairer or to the nearest place where it can be stored safely. If the repairer is within the territorial limits, we will also pay the reasonable cost of returning your vehicle to your address after it has been repaired. Settling claims
We will choose whether to repair or replace your vehicle or any parts, or to pay you a cash amount to settle your claim. If we choose to repair your vehicle, we will use original manufacturer parts, unless you agree otherwise. If a repair improves the condition of your vehicle, we may ask you to pay part of the repair cost. We will pay up to the market value of your vehicle (as it is at the time of the loss or damage), but we will not pay more than the insured value. If we choose to pay you a cash amount to settle your claim and you are still paying for your vehicle under a finance agreement, we will first pay the finance company and then pay any amount that is left over to you. We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio, phone and navigation systems, if cover is shown on your schedule as comprehensive. If the policy cover is third party, fire and theft, we will pay the cost, but only up to £500, to replace or repair permanently fitted audio and navigation systems. If the equipment was not supplied and fitted as standard when your vehicle was first registered, we will pay up to £250 if the equipment is permanently fitted. We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired by one of our approved repairers. Once we have decided that your vehicle can be economically repaired (is worth repairing), our approved repairer will provide a courtesy car for the time it takes them to do the repairs. If your vehicle cannot be driven and we have decided it can be economically repaired, we will provide you with a courtesy car before the commencement of repairs to keep you mobile. If we provide a courtesy car, we will extend the cover provided by this policy so that you are also insured to drive the courtesy car. The courtesy car will not necessarily be the same make or model as your vehicle. You must only use the courtesy car in the United Kingdom under the approved repairers terms of use. We will not provide a courtesy car if your vehicle is a total loss (the cost of repair is more than the market value of your vehicle). New vehicle replacement
If your vehicle is less than 12 months old from the date of first registration, and it is: - stolen and not recovered; or - damaged so that the cost of repair is more than 60% of the makers current list price for a new vehicle of the same make, model and specification; we will replace your vehicle with a new one of the same make, model and specification. New vehicle replacement does not apply if:
- your vehicle is more than one year old from the date of first registration at the time of the loss or damage; - you did not buy your vehicle from new; - the repairs cost less than 60% of the manufacturers current price list; or - a new replacement vehicle of the same make, model and specification is not available in the United Kingdom. We will only replace your vehicle if you ask us for this benefit, and if a new vehicle of the same make, model and specification is available straight away in the United Kingdom. If you do not ask us for this benefit, or if a new vehicle of the same make, model and specification is not available straight away in the United Kingdom, we will settle your claim as shown in Settling claims. If you are still paying for your vehicle under a finance agreement, we will need the finance companys permission to settle the claim in this way. Any payment under this policy in respect of loss or damage to your vehicle will be made to the legal owner. What is not covered We will not pay for the following.
> Loss of use of your vehicle and any resulting costs or expenses, loss of value including loss of value because of damage whether you have it repaired or not, wear and tear, damage to tyres caused by punctures, cuts or bursts, or damage caused by any mechanical, electrical, electronic chip or computer software breaking or failing to work properly.
> Loss or damage if your vehicle is taken or driven without your permission by your employee or by a member of your family or by a person living in your home or by a person in a close personal relationship with you such as your girlfriend or boyfriend, unless there is evidence that they are being prosecuted for taking your vehicle.
> Loss or damage if your vehicle is taken or driven by a person who got your permission by pretending to be a buyer for your vehicle or by offering to sell it for you.
> Loss or damage caused by theft or attempted theft while nobody is in your vehicle, unless all the doors, windows and other openings are closed and locked, the vehicles keys and any other door or ignition unlocking devices such as electronic fobs or cards are removed, and the vehicles electronic or mechanical security devices are set.
> Loss of or damage to communication systems, phones not permanently fitted, radar detectors, televisions, DVD players, portable navigation equipment or similar equipment.
> Any amount over £1,000 to replace or repair audio equipment, phone equipment and navigation systems permanently fitted to your vehicle, if cover is comprehensive.
> Any amount over £500 to replace or repair audio equipment and navigation systems permanently fitted to your vehicle, if cover is third party, fire and theft. We will not pay any amount over £250 for permanently fitted equipment if it was not supplied and fitted as standard when your vehicle was first registered.
> Loss or damage as a result of a deliberate act by anybody insured under this policy.
> Any extra costs resulting from parts or replacements for your vehicle not being easily available in the United Kingdom.
> The amount of any excess applying to claims under this section of the policy. Please also read the general exceptions and general conditions of the policy.
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| Accidental Damage Cover | yes | Policy section 1 - Loss of or damage to your vehicle What is covered We will insure you against loss of or damage to your vehicle caused by: - accident... expandPolicy section 1 - Loss of or damage to your vehicle
What is covered
We will insure you against loss of or damage to your vehicle caused by: - accident or malicious damage (if the policy cover is shown as comprehensive in the schedule); - fire (if the policy cover is shown as comprehensive or third party, fire and theft in the schedule); or - theft or attempted theft (if the policy cover is shown as comprehensive or third party, fire and theft in the schedule). If your vehicle is damaged so that it cannot be driven safely and the damage is covered by this policy, we will pay the reasonable cost of moving your vehicle to the nearest repairer or to the nearest place where it can be stored safely. If the repairer is within the territorial limits, we will also pay the reasonable cost of returning your vehicle to your address after it has been repaired. Settling claims
We will choose whether to repair or replace your vehicle or any parts, or to pay you a cash amount to settle your claim. If we choose to repair your vehicle, we will use original manufacturer parts, unless you agree otherwise. If a repair improves the condition of your vehicle, we may ask you to pay part of the repair cost. We will pay up to the market value of your vehicle (as it is at the time of the loss or damage), but we will not pay more than the insured value. If we choose to pay you a cash amount to settle your claim and you are still paying for your vehicle under a finance agreement, we will first pay the finance company and then pay any amount that is left over to you. We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio, phone and navigation systems, if cover is shown on your schedule as comprehensive. If the policy cover is third party, fire and theft, we will pay the cost, but only up to £500, to replace or repair permanently fitted audio and navigation systems. If the equipment was not supplied and fitted as standard when your vehicle was first registered, we will pay up to £250 if the equipment is permanently fitted. We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired by one of our approved repairers. Once we have decided that your vehicle can be economically repaired (is worth repairing), our approved repairer will provide a courtesy car for the time it takes them to do the repairs. If your vehicle cannot be driven and we have decided it can be economically repaired, we will provide you with a courtesy car before the commencement of repairs to keep you mobile. If we provide a courtesy car, we will extend the cover provided by this policy so that you are also insured to drive the courtesy car. The courtesy car will not necessarily be the same make or model as your vehicle. You must only use the courtesy car in the United Kingdom under the approved repairers terms of use. We will not provide a courtesy car if your vehicle is a total loss (the cost of repair is more than the market value of your vehicle). New vehicle replacement
If your vehicle is less than 12 months old from the date of first registration, and it is: - stolen and not recovered; or - damaged so that the cost of repair is more than 60% of the makers current list price for a new vehicle of the same make, model and specification; we will replace your vehicle with a new one of the same make, model and specification. New vehicle replacement does not apply if:
- your vehicle is more than one year old from the date of first registration at the time of the loss or damage; - you did not buy your vehicle from new; - the repairs cost less than 60% of the manufacturers current price list; or - a new replacement vehicle of the same make, model and specification is not available in the United Kingdom. We will only replace your vehicle if you ask us for this benefit, and if a new vehicle of the same make, model and specification is available straight away in the United Kingdom. If you do not ask us for this benefit, or if a new vehicle of the same make, model and specification is not available straight away in the United Kingdom, we will settle your claim as shown in Settling claims. If you are still paying for your vehicle under a finance agreement, we will need the finance companys permission to settle the claim in this way. Any payment under this policy in respect of loss or damage to your vehicle will be made to the legal owner. What is not covered We will not pay for the following.
> Loss of use of your vehicle and any resulting costs or expenses, loss of value including loss of value because of damage whether you have it repaired or not, wear and tear, damage to tyres caused by punctures, cuts or bursts, or damage caused by any mechanical, electrical, electronic chip or computer software breaking or failing to work properly.
> Loss or damage if your vehicle is taken or driven without your permission by your employee or by a member of your family or by a person living in your home or by a person in a close personal relationship with you such as your girlfriend or boyfriend, unless there is evidence that they are being prosecuted for taking your vehicle.
> Loss or damage if your vehicle is taken or driven by a person who got your permission by pretending to be a buyer for your vehicle or by offering to sell it for you.
> Loss or damage caused by theft or attempted theft while nobody is in your vehicle, unless all the doors, windows and other openings are closed and locked, the vehicles keys and any other door or ignition unlocking devices such as electronic fobs or cards are removed, and the vehicles electronic or mechanical security devices are set.
> Loss of or damage to communication systems, phones not permanently fitted, radar detectors, televisions, DVD players, portable navigation equipment or similar equipment.
> Any amount over £1,000 to replace or repair audio equipment, phone equipment and navigation systems permanently fitted to your vehicle, if cover is comprehensive.
> Any amount over £500 to replace or repair audio equipment and navigation systems permanently fitted to your vehicle, if cover is third party, fire and theft. We will not pay any amount over £250 for permanently fitted equipment if it was not supplied and fitted as standard when your vehicle was first registered.
> Loss or damage as a result of a deliberate act by anybody insured under this policy.
> Any extra costs resulting from parts or replacements for your vehicle not being easily available in the United Kingdom.
> The amount of any excess applying to claims under this section of the policy. Please also read the general exceptions and general conditions of the policy.
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| UK Breakdown Cover | optional | Optional |
| Legal Advice Helpline | no | No |
| Multi Car Policy | no | this policy does not offer multi car insurance |
| Personal Belongings Cover | £100 | Policy section 5 - Personal belongings What is covered We will pay up to the personal belongings limit shown in the schedule for loss of or damage to personal... expandPolicy section 5 - Personal belongings
What is covered
We will pay up to the personal belongings limit shown in the schedule for loss of or damage to personal property in your vehicle caused by a motor accident, fire, theft or attempted theft. If a personal belongings limit is not shown in the schedule, we will pay up to £100. What is not covered We will not pay for the following.
- Loss of or damage to money, jewellery, phones, cameras and their accessories, stamps, tickets or documents.
- Loss of or damage to goods or samples carried in connection with any business.
- Theft of personal belongings from a soft-topped or convertible vehicle unless they are stolen from a locked boot or locked glove compartment.
- Theft of personal belongings unless all doors, windows and other openings on your vehicle are locked, and it is broken into by force.
- Loss of or damage to property that is covered under any other policy.
- The amount of any excess applying to claims under this section of the policy.
Please also read the general exceptions and general conditions of the policy. collapse |
| Child Car Seat Cover | no | No |
| Manufacturer Audio Cover | £1,000 | Policy section 1 - Loss of or damage to your vehicle We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio,... expandPolicy section 1 - Loss of or damage to your vehicle
We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio, phone and navigation systems, if cover is shown on your schedule as comprehensive. If the policy cover is third party, fire and theft, we will pay the cost, but only up to £500, to replace or repair permanently fitted audio and navigation systems. If the equipment was not supplied and fitted as standard when your vehicle was first registered, we will pay up to £250 if the equipment is permanently fitted.
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| Manufacturer Sat Nav Cover | £1,000 | Policy section 1 - Loss of or damage to your vehicle We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio,... expandPolicy section 1 - Loss of or damage to your vehicle
We will pay the cost, but only up to £1,000, to replace or repair permanently fitted audio, phone and navigation systems, if cover is shown on your schedule as comprehensive. If the policy cover is third party, fire and theft, we will pay the cost, but only up to £500, to replace or repair permanently fitted audio and navigation systems. If the equipment was not supplied and fitted as standard when your vehicle was first registered, we will pay up to £250 if the equipment is permanently fitted.
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| Loss of Keys | £0 | No cover. |
| Courtesy Car | standard | Policy section 1 - Loss of or damage to your vehicle We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired... expandPolicy section 1 - Loss of or damage to your vehicle
We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired by one of our approved repairers. Once we have decided that your vehicle can be economically repaired (is worth repairing), our approved repairer will provide a courtesy car for the time it takes them to do the repairs. If your vehicle cannot be driven and we have decided it can be economically repaired, we will provide you with a courtesy car before the commencement of repairs to keep you mobile. If we provide a courtesy car, we will extend the cover provided by this policy so that you are also insured to drive the courtesy car. The courtesy car will not necessarily be the same make or model as your vehicle. You must only use the courtesy car in the United Kingdom under the approved repairers terms of use. We will not provide a courtesy car if your vehicle is a total loss (the cost of repair is more than the market value of your vehicle). collapse |
| Courtesy Car Period | during repair | Policy section 1 - Loss of or damage to your vehicle We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired... expandPolicy section 1 - Loss of or damage to your vehicle
We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired by one of our approved repairers. Once we have decided that your vehicle can be economically repaired (is worth repairing), our approved repairer will provide a courtesy car for the time it takes them to do the repairs. If your vehicle cannot be driven and we have decided it can be economically repaired, we will provide you with a courtesy car before the commencement of repairs to keep you mobile. If we provide a courtesy car, we will extend the cover provided by this policy so that you are also insured to drive the courtesy car. The courtesy car will not necessarily be the same make or model as your vehicle. You must only use the courtesy car in the United Kingdom under the approved repairers terms of use. We will not provide a courtesy car if your vehicle is a total loss (the cost of repair is more than the market value of your vehicle). collapse |
| Type of Courtesy Car | small hatchback | Policy section 1 - Loss of or damage to your vehicle We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired... expandPolicy section 1 - Loss of or damage to your vehicle
We will provide a small courtesy car with a manual gearbox for the time your vehicle is being repaired by one of our approved repairers. Once we have decided that your vehicle can be economically repaired (is worth repairing), our approved repairer will provide a courtesy car for the time it takes them to do the repairs. If your vehicle cannot be driven and we have decided it can be economically repaired, we will provide you with a courtesy car before the commencement of repairs to keep you mobile. If we provide a courtesy car, we will extend the cover provided by this policy so that you are also insured to drive the courtesy car. The courtesy car will not necessarily be the same make or model as your vehicle. You must only use the courtesy car in the United Kingdom under the approved repairers terms of use. We will not provide a courtesy car if your vehicle is a total loss (the cost of repair is more than the market value of your vehicle). collapse |
| Windscreen Cover | standard | Policy section 7 - Windscreens and windows What is covered We will pay up to the amount of the windscreen limit shown in the schedule for accidental or... expandPolicy section 7 - Windscreens and windows
What is covered
We will pay up to the amount of the windscreen limit shown in the schedule for accidental or malicious damage to the windscreen or windows of your vehicle including repairing scratches to the bodywork caused by the windscreen or windows being broken by accidental and malicious damage. If a windscreen limit is not shown in the schedule, we will pay up to the market value of your vehicle, but we will not pay more than the insured value. If you do not use our chosen windscreen and window repairer, the most we will pay under this section is £95 after deducting any excesses which you must pay. If you claim under this policy section, your no-claim discount will not be affected. What is not covered We will not pay for the following.
- Damage to any part of a glass or plastic sunroof, roof panel, or foldable roof or removable hood of a convertible vehicle.
- Damage as a result of a deliberate act by anybody insured by this policy.
- Loss of use of your vehicle.
- Any extra costs resulting from parts for your vehicle not being easily available in the United Kingdom.
- The amount of any excess applying to claims under this section of the policy.
Please also read the general exceptions and general conditions of the policy. collapse |
| Windscreen Etching | no | No |
| Foreign Use Cover | optional | Foreign Travel Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule,... expandForeign Travel
Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule, your policy automatically provides the cover shown on your schedule for up to 90 days, in any one period of insurance while you are using your vehicle in countries referred to in points 1 and 2 below, as long as: - your vehicle is taxed and registered in the United Kingdom; - your vehicle is normally kept in the United Kingdom; and - you keep a permanent home in the United Kingdom. Your policy will provide cover while transporting your vehicle by rail or a recognised sea route (including loading and unloading) between the countries as described in points 1 and 2 below. We do not offer insurance if you visit countries that are not described in points 1 and 2 below. We will pay customers duty if your vehicles is damaged and the damage is covered by the policy and your vehicle cannot be returned to the United Kingdom. Compulsory insurance cover outside the territorial limits Your policy provides the minimum cover you need by law for civil liability by other people while your vehicle is used in: any country which is a member of the European Union; any other country which the Commission of the European Union approves as meeting the requirements of Article 7(2) of the European Community Directive on Insurance of Civil Liabilities arising from the use of motor vehicles (number. 72/166/CEE). These countries are names on your certificate of insurance. If the minimum insurance needed by law in Great Britain is higher than the minimum needed in the country where you vehicle is being used, we will provide the minimum needed in Great Britain. You do not need a green card to take your vehicle to the countries described above if you take your certificate of insurance with you. If your certificate of insurance allows you to drive any other private motor car, the insurance for you to drive any other private motor car does not apply while you are outside the territorial limits. Optional Cover available - £38.96 Foreign Travel
Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule, your policy automatically provides the cover shown on your schedule for up to 90 days, in any one period of insurance while you are using your vehicle in countries referred to in points 1 and 2 below, as long as: - your vehicle is taxed and registered in the United Kingdom; - your vehicle is normally kept in the United Kingdom; and - you keep a permanent home in the United Kingdom. Your policy will provide cover while transporting your vehicle by rail or a recognised sea route (including loading and unloading) between the countries as described in points 1 and 2 below. We do not offer insurance if you visit countries that are not described in points 1 and 2 below. We will pay customers duty if your vehicles is damaged and the damage is covered by the policy and your vehicle cannot be returned to the United Kingdom. Compulsory insurance cover outside the territorial limits Your policy provides the minimum cover you need by law for civil liability by other people while your vehicle is used in: any country which is a member of the European Union; any other country which the Commission of the European Union approves as meeting the requirements of Article 7(2) of the European Community Directive on Insurance of Civil Liabilities arising from the use of motor vehicles (number. 72/166/CEE). These countries are named on your certificate of insurance. If the minimum insurance needed by law in Great Britain is higher than the minimum needed in the country where your vehicle is being used, we will provide the minimum needed in Great Britain. You do not need a 'green card to take your vehicle to the countries described above if you take your certificate of insurance with you. If your certificate of insurance allows you to drive any other private motor car, the insurance for you to drive any other private motor car does not apply while you are outside the territorial limits.
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| Maximum Foreign Trip | 90 days | Foreign Travel Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule,... expandForeign Travel
Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule, your policy automatically provides the cover shown on your schedule for up to 90 days, in any one period of insurance while you are using your vehicle in countries referred to in points 1 and 2 below, as long as: - your vehicle is taxed and registered in the United Kingdom; - your vehicle is normally kept in the United Kingdom; and - you keep a permanent home in the United Kingdom. Your policy will provide cover while transporting your vehicle by rail or a recognised sea route (including loading and unloading) between the countries as described in points 1 and 2 below. We do not offer insurance if you visit countries that are not described in points 1 and 2 below. We will pay customers duty if your vehicles is damaged and the damage is covered by the policy and your vehicle cannot be returned to the United Kingdom. Compulsory insurance cover outside the territorial limits Your policy provides the minimum cover you need by law for civil liability by other people while your vehicle is used in: any country which is a member of the European Union; any other country which the Commission of the European Union approves as meeting the requirements of Article 7(2) of the European Community Directive on Insurance of Civil Liabilities arising from the use of motor vehicles (number. 72/166/CEE). These countries are names on your certificate of insurance. If the minimum insurance needed by law in Great Britain is higher than the minimum needed in the country where you vehicle is being used, we will provide the minimum needed in Great Britain. You do not need a green card to take your vehicle to the countries described above if you take your certificate of insurance with you. If your certificate of insurance allows you to drive any other private motor car, the insurance for you to drive any other private motor car does not apply while you are outside the territorial limits.
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| Maximum Annual Foreign Cover | 0 days | Foreign Travel Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule,... expandForeign Travel
Full policy cover outside the territorial limits If you pay an additional premium and full foreign use cover is shown on your schedule, your policy automatically provides the cover shown on your schedule for up to 90 days, in any one period of insurance while you are using your vehicle in countries referred to in points 1 and 2 below, as long as: - your vehicle is taxed and registered in the United Kingdom; - your vehicle is normally kept in the United Kingdom; and - you keep a permanent home in the United Kingdom. Your policy will provide cover while transporting your vehicle by rail or a recognised sea route (including loading and unloading) between the countries as described in points 1 and 2 below. We do not offer insurance if you visit countries that are not described in points 1 and 2 below. We will pay customers duty if your vehicles is damaged and the damage is covered by the policy and your vehicle cannot be returned to the United Kingdom. Compulsory insurance cover outside the territorial limits Your policy provides the minimum cover you need by law for civil liability by other people while your vehicle is used in: any country which is a member of the European Union; any other country which the Commission of the European Union approves as meeting the requirements of Article 7(2) of the European Community Directive on Insurance of Civil Liabilities arising from the use of motor vehicles (number. 72/166/CEE). These countries are names on your certificate of insurance. If the minimum insurance needed by law in Great Britain is higher than the minimum needed in the country where you vehicle is being used, we will provide the minimum needed in Great Britain. You do not need a green card to take your vehicle to the countries described above if you take your certificate of insurance with you. If your certificate of insurance allows you to drive any other private motor car, the insurance for you to drive any other private motor car does not apply while you are outside the territorial limits.
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| European Breakdown Cover | no | No |
| Inexprienced Driver Excess | £200 | £200 |
| Additional Excess for Drivers Under 21 | £400 | £400 |
| Additional Excess for Drivers Aged 21 - 24 | £250 | £250 |
| Uninsured Driver Excess | applied | Not applicable. |
| Fire Excess | £100 | £100 |
| Maximum Value | market value | Market value |
| Number of Protected NCD Claims | 2 in 3 years | No claim discount protection allows you up to two claims in any three year period. |
| Uninsured Driver Protection | no | No |
| No Fault Claims Cover | no | No |
| Online Discount | 0% | 0% |
| Second Car Discount | no | A discount is not provided. |
| New Customer Discount | no | A discount is not provided. |
| Maximum No Claims Discount | varies | 6 No-claim discount Your no-claim discount will follow the scale of discounts which applies when you renew your policy. If somebody makes a claim, you... expand6 No-claim discount
Your no-claim discount will follow the scale of discounts which applies when you renew your policy. If somebody makes a claim, you may lose all or part of your no-claim discount. If no-claim discount protection is shown in the schedule, you will only lose the no-claim discount if there are more than two claims in a three year period. If somebody makes a claim, we may also apply a higher premium or an excess when you renew your policy.
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| NCD Protection | yes | Yes |
| Named Driver NCD | no | No |
| Multi Car Discount | no | A discount is not provided. |
| Multi Car Discount | no | no |
| Multi Product Discount | no | A discount is not provided. |
| Pay Monthly Rate | 23.84% | 23.84% |
| Number of Monthly Payments | 10 | Premium can be paid with a deposit and 10 monthly Direct Debit payments. |
| Direct Debit Fee | 8.50% | 8.50% |
