Groupama Optima Car (Comprehensive) Full product details for the Groupama Optima Car (Comprehensive) car insurance policy, including car insurance details, application criteria, standard cover, equipment cover, courtesy car, windscreen cover, medical cover, cover abroad, excess, claims, discounts, payments & fees, short term car insurance and car insurance comparison sites.
from 5 ratings
5 customers rated their Groupama car insurance as 4.2 out of 5 in our 2010/2011 Consumer Finance Awards.
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Groupama Optima Car (Comprehensive) Features & Benefits
NCD Protection yes
Maximum No Claims Discount 65%
Number of Protected NCD Claims 2 in 5 years
Cover Type Comprehensive
Uninsured Driver Protection yes
Foreign Use Cover standard
Courtesy Car standard
Personal Belongings Cover £200
Windscreen Cover standard
Pay Monthly Rate via broker
Multi Car Policy no
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Age 25 years 25 years old for new business.
Maximum Age 80 years 80 years old for new business, 99 years old for renewals.
Available Direct no This product is not available direct from the provider, but may be available from a broker or other intermediary.
Available via broker
Available Online no No, via broker.
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Compare Groupama Optima Car (Comprehensive) With These Car Insurance Policies Medical expenses of £100 is offered. You can get approved repairer repairer choice. Motor Insurance (Comprehensive) gives an average maximum annual foreign cover of 90 days. New customers get comp DOC not provided driving other cars XS from this Motor Insurance (Comprehensive). The car insurance policy gives a setup fee of £0. A renewal fee of £0 is offered by Equity Red Star. Limitless third party injury protection is available to customers. Get applied total loss excess from Equity Red Star. Get approved repairer repairer choice from Equity Red Star. Get inexprienced driver excess of £200.
Limitless manufacturer audio insurance is offered with Car Insurance (Comprehensive). This Car Insurance (Comprehensive) has £75 windscreen excess - non approved claims. Personal belongings benefit of £100 is offered. Customers get unlimited manufacturer sat nav insurance from Lloyds TSB. New customers get £5,000 accidental loss of sight insurance. Additional excess for drivers under 21 of £400. Customers have the benefit of £500 medical charges from this Family Fleet (Full Cover) (Comprehensive). £200 extra excess for drivers aged 21 - 24 is offered to new customers. Guaranteed guaranteed courtesy car is available. New customers benefit from £0 policy adjustment fee from Oak. £5,000 motorcar jacking cover.
Get repairer courtesy motorcar provider from Service. Theft of keys of £200 is offered with the car insurance policy. 60 days max foreign trip duration is available. Duplicate documents fee of £0 is offered to you. Customers get £150 medical payment from this Private Car (Comprehensive). Get a renewal fee of £0 from this car insurance policy. New customers benefit from £0 setup fee from the Infinity (Third Party, Fire & Theft). 2 in 5 yrs no. of protected NCD claims is available. New customers get repairer rescue protection basis. This car insurance policy offers limitless third party injury cover. The car insurance policy gives a repairer courtesy car provider.
You get 1 in 1 or 2 in 3 years no. of protected NCD claims from this car insurance policy. Axa assistance (UK) ltd rescue provider is offered to you. Extra excess for drivers under 21 of £400 is available with Car Insurance (Third Party, Fire & Theft). Enjoy a renewal fee of £0 from this car insurance policy. A 63% max no claims discount is available. You get £30,000 accidental accident and sickness cover from this Motor Insurance (Third Party, Fire & Theft). New customers can get non manufacturer sat nav insurance of £300. Get accidental loss of sight benefit of £30,000. You will get hire car company courtesy car provider. You can take advantage of direct debit fee varies.