To get the best roadside assistance cover, think about:
Whether you want personal or vehicle cover: A personal cover policy protects you as a driver or passenger in any car. Vehicle cover protects one specific vehicle.
Where you want to be covered: Roadside assistance only starts once you are a set distance away from home. This can be over a quarter of a mile, but some only protect you when you are more than a mile away.
You can use this comparison to compare roadside breakdown cover policies. Here is more information on how to find the right breakdown policy for you.
What is roadside cover?
It is the most basic level of breakdown cover, and means you can call an engineer to come and fix your vehicle if it breaks down on the road.
If they cannot fix your car, it could be towed to:
The nearest garage to where you have broken down, or the closest garage approved by your provider
A destination of your choice, as long as it is not further than an approved garage, or it is within a certain distance, for example ten miles
Not all providers offer the same towing options, so read the terms and conditions of each policy when you get a quote to see which best suit your needs.
What else to look for
Try to find out how long each provider takes to respond to a breakdown call out.
Look for the provider that can get to you the fastest when you break down. Most promise to arrive within an hour, but some can get to you within 45 minutes.
Check each policy for exclusions because some companies do not cover all breakdowns, like tyre punctures. Find out what is not covered by a breakdown policy here.
When you know what cover you need, compare as many quotes as you can using this comparison to find the right policy at the cheapest price.
Roadside breakdown cover FAQs
What happens if my vehicle cannot be fixed by the road?
It will be towed to the nearest garage. Some policies can tow you to any location if it is not further than an approved garage, or within a set distance.
Are there any roadside area coverage limits?
No, most providers can assist you anywhere in the UK.
How many times can I claim on my roadside cover?
It depends on your provider, but most policies offer between one and five call outs a year.
Do I have to pay an excess?
Most roadside breakdown policies do not charge an excess when you call out.
Will a roadside policy help me if I break down at home?
No, you need to add home start cover to your policy. Here is how to work out what cover you need.
Am I covered in someone else's car?
If you choose a personal cover policy you will be covered whether you are driving or a passenger in any car.
About our breakdown cover comparison
Who do we include in this comparison?
How do we make money from our comparison?
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.