This is a list of breakdown insurance companies that offer European cover.
You can visit each insurer's website to view policy details and get quotes. How our site works.
RAC Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £27.99
Up to £200 free fuel. Join RAC & get £100 now & another £100 if you stay next year, offer ends 09/09/15. T&Cs apply.
Green Flag Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £116
50% off your renewal quote from the AA or RAC for equivalent UK vehicle cover on vehicles 10 years or under. Underwritten by U K Insurance Limited.
Breakdown Assist Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £21.49
4/5 vehicles repaired at the roadside. 45 minute response times. 4 Callouts per year. Caravan & Trailer Cover free with all policies.
2Gether Insurance Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £75
Exclusive 15% discount for money.co.uk users when using discount code: MONEY15. See website for details, T&Cs may apply.
Drive 24-7 Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £59.99
Includes Roadside Assistance, Homestart, Vehicle Recovery, Getting to Your Destination, Car Hire, Hotel accommodation, up to x6 Breakdowns Per Year.
Startrescue.co.uk Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £54.90
RescuemyCar.com Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £74.99
LV= Britannia Rescue Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £130
Great value cover - Cover starts from just £29. Five levels of cover so you only pay for what you need. 5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover
Kwik-Fit Insurance Services Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £58.90
RAC Europe Breakdown Cover
Policy Basis
vehicle only
Cover Options
European Travel
Premiums
from £7
5-star Comprehensive European Breakdown cover from £7.
This is a European breakdown policy only, cover in the UK is not available.
Surewise.com Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £89.99
Insure4Breakdown.co.uk Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £69.99
Churchill Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £115.54
ETA Breakdown Cover
Policy Basis
person or vehicle
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £29.71
Direct Line Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £119.78
Quoteline Direct Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £59
This is an insurance broker.
Warranty Direct Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £99
QDOS Rescue Services Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £61.99
AA Europe Breakdown Cover
Policy Basis
vehicle only
Cover Options
European Travel
Premiums
from £8.41
This is a European breakdown policy only, cover in the UK is not available.
Adrian Flux Breakdown Cover
Policy Basis
vehicle only
Cover Options
Roadside, Recovery,
Home Service & European Travel
Premiums
from £68
This is an insurance broker.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find the Best European Motorcycle Breakdown Cover

Suffering a breakdown isn't great for any motorist but if you ride a bike, it's even worse. With no protection from the elements and not much room to store supplies, it's essential to get help and fast.

Riding a bike around the roads of Europe is a great way to blast away the cobwebs of everyday life but it's important to make sure you have motorcycle European breakdown cover before you set off.

We take a look at how to get motorbike breakdown cover abroad and what you should consider before you pick a provider.

Does the breakdown company use specialist bike mechanics?

Motorbikes are a very different beast to cars and it's important that anyone who tries to fix one knows their way around the mechanics. Motorbike engines don't all work in exactly the same way and it's easy to cause further damage if you're not familiar with their workings.

For this reason, when you take out European breakdown cover motorcycle mechanical specialists should be provided in the event of a call-out. This is an absolutely vital factor to consider when you compare European motorcycle breakdown cover.

But it's not just the personnel, it's also the equipment too. To transport a motorcycle safely to a local garage – or even back to the UK – the recovery firm will need a proper flatbed lorry in order to make sure your bike is secure.

Although you might be interested in getting the best price for your motorcycle breakdown cover in Europe, make sure that the provider seems to know one end of a bike from the other.

What countries does your breakdown insurance cover?

If you are just nipping across to France for a long weekend, short term European motorcycle breakdown cover will fit the bill perfectly and won't cost a fortune either.

However, if you are planning on going further afield or perhaps taking a longer trip, it's worth checking what countries are covered and what the expected recovery time is likely to be. Some European motorbike breakdown cover providers offer cashback if they don't arrive within one hour. This alone isn't a good reason to take out the policy but if the rest of the features stack up, it's a nice little extra.

It's also worth checking if your euro motorcycle breakdown cover policy has any other restrictions or limitations, for example some providers will only cover bikes which are less than 15 years old. European breakdown cover for older motorcycles is available but you may have to go to a specialist provider.

What happens if you need to claim on your European breakdown cover?

If your problem needs a little bit more work than just a punctured tyre, you might find yourself without your bike for a couple of days.

If there's plenty to do and see that might not be too much of an issue but if you were planning on touring the local area on your motorcycle, it could leave a real hole in your plans.

On some types of European breakdown cover motorcycle cover is provided automatically for a rental vehicle, so you can opt to ride a hire bike until yours is fixed. There are usually certain limits on how long this type of temporary cover will last, typically no more than 14 days.

If your bike cannot be repaired quickly you will have another problem entirely: how to get home. The good news is that if you have motorcycle breakdown service with foreign cover, help is at hand. The vast majority of motorcycle breakdown cover Europe policies will not only arrange for your bike to be repatriated, they will also cover the cost of an alternate means of travel for you (and your travelling companion if applicable).

If you carry out a European motorcycle breakdown cover comparison before you set off, you will be able to find cover which ticks all of the above boxes but doesn't break the bank either.

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Types of breakdown cover membership

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