Norwich Union Direct Breakdown Cover
Full product details for the Norwich Union Direct Breakdown Cover, including application criteria, breakdown details, discounts, premiums, vehicle cover, other cover and european cover.
 |  Compare Norwich Union Direct breakdown cover details against other breakdown cover or use our breakdown cover comparison tables.Did you know Norwich Union Direct also provide home insurance, travel insurance, van insurance and motorbike insurance? | ||
| Company: | Norwich Union Direct www.norwichunion.com | Norwich Union Direct www.norwichunion.com | Norwich Union Direct www.norwichunion.com |
| Product: | Rescue, Recovery & At Home | Rescue, Recovery, At Home & Onward travel | Rescue |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Application Criteria | |||
 Availability: | stand alone | stand alone | stand alone |
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| UK Max Vehicle Length: | 5.5 metres | 5.5 metres | 5.5 metres |
| UK Max Vehicle Weight: | 3.5 tonnes | 3.5 tonnes | 3.5 tonnes |
| UK Max Vehicle Width: | 2.3 metres | 2.3 metres | 2.3 metres |
| Max Vehicle age-Personal: | Unlimited | Unlimited | Unlimited |
| Max Vehicle age-Vehicle: | Unlimited | Unlimited | Unlimited |
| Breakdown Details | |||
| Rescue Service Provider: | RAC Motoring Services | RAC Motoring Services | RAC Motoring Services |
| Underwriter: | Norwich Union Insurance Limited | Norwich Union Insurance Limited | Norwich Union Insurance Limited |
| Cover Basis: | person or vehicle | person or vehicle | person or vehicle |
| Joint Cover: | yes | yes | yes |
| Family Cover: | no | no | no |
| Roadside Assistance: | yes | yes | yes |
| Recovery: | yes | yes | no |
| Towing to Garage: | yes | yes | yes |
| Home Service: | yes | yes | no |
| Hire Car Benefit: | 0 | 24 hrs | 0 |
| European Travel: | optional | optional | optional |
| Average Call-out Time: | 46 minutes | 46 minutes | 46 minutes |
| Discounts | |||
| Online Discount: | 5% | 5% | 5% |
| No Call-Out Discount: | yes | yes | yes |
| Premiums | |||
| Rating Method: | risk based | risk based | risk based |
| Single Online Discount: | 5% | 5% | 5% |
| Single Prem One-Off (£): | £82.64 | £96.22 | £46.39 |
| Vehicle Online Discount: | 5% | 5% | 5% |
| Vehicle Prem One-Off (£): | £70.98 | £82.41 | £40.01 |
| Joint Online Discount: | 5% | 5% | 5% |
| Joint Prem One-Off (£): | £106.76 | £122.83 | £53.68 |
| Family Online Discount: | 5% | 5% | 5% |
| EU Personal Loading (£): | 71/91/na | 71/91/na | 71/97/na |
| Single EU Premium: | £153.64 | £167.22 | £117.39 |
| EU Vehicle Loading (£): | £60.99 | £60.99 | £60.99 |
| Vehicle EU Premium: | £131.97 | £143.40 | £101.00 |
| Vehicle Cover | |||
| Recovery Distance: | UK | UK | 0 miles |
| Recovery Max Persons: | 8 | 8 | 0 |
| Max Towing Persons: | 8 | 8 | 8 |
| Hire Car Type: | none | 1600cc | none |
| Max Assistance Time: | Unlimited | Unlimited | Unlimited |
| Max Towing Distance: | 10 miles | 10 miles | 10 miles |
| Puncture Assistance: | yes | yes | yes |
| Home Service Radius: | 1/4 | 1/4 | n/a |
| Minimum Distance: | 1/4 | 1/4 | 1/4 |
| UK Vehicle Collection: | no | no | no |
| Caravan and Trailer: | optional | optional | optional |
| Lack of Fuel: | no | no | no |
| RTA Cover: | no | no | no |
| Other Cover | |||
| UK Accommodation: | £0 | £500 | £0 |
| UK Emergency Theft: | no | no | no |
| Public Transport (£): | £0 | £150 | £0 |
| Taxi Fare from Garage: | 20 miles | 20 miles | 20 miles |
| UK Replacement Driver: | yes | yes | no |
| Pre-Travel Helpline: | no | no | no |
| Hospitalisation Cover: | yes | yes | no |
| Legal Helpline: | no | no | no |
| Legal Expenses (£): | £0 | £0 | £0 |
| Trailer Premium Load (£): | £7.35 | £7.35 | £7.35 |
| Message Forwarding: | no | no | no |
| Loss of Keys: | restricted | restricted | restricted |
| Service Guarantee: | no | no | no |
| Service Use Limit: | 5 | 5 | 5 |
| Service Limit Action: | charge | charge | charge |
| European Cover | |||
| Max Persons - EU: | 8 | 8 | 8 |
| Max Vehicle Age EU: | Unlimited | Unlimited | Unlimited |
| Call Out Fees - EU: | £175 | £175 | £175 |
| Labour Charges - EU: | 175 | 175 | 175 |
| Spare Parts Location - EU: | £2500 | £2500 | £2500 |
| Replacement Driver - EU: | £2500 | £2500 | £2500 |
| Emergency Theft Repair EU: | £2500 | £2500 | £2500 |
| Journey Continuation - EU: | £2500 | £2500 | £2500 |
| Vehicle Collection - EU: | £2500 | £2500 | £2500 |
| Vehicle Recovery - EU: | £175 | £175 | £175 |
| Vehicle Storage Cost - EU: | £0 | £0 | £0 |
| Customs Duty - EU: | £2500 | £2500 | £2500 |
| Missed Motorail/Ferry -EU: | no | no | no |
| Pre-Departure Car Hire EU: | £0 | £0 | £0 |
| Additional Accomm - EU: | £560 | £560 | £560 |
| Car Hire on Return - EU: | £250 | £250 | £250 |
| Emergency Funds - EU: | £0 | £0 | £0 |
| Legal Fees - EU: | £0 | £0 | £0 |
| Repatriation - Insured EU: | £2500 | £2500 | £2500 |
| Repatriation - Vehicle EU: | £2500 | £2500 | £2500 |
| Loss of Tent - EU: | 560 | 560 | 560 |
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