Insurance Choice Breakdown Cover
Full product details for the Insurance Choice Breakdown Cover, including application criteria, breakdown details, discounts, premiums, vehicle cover, other cover and european cover.
 |  Compare Insurance Choice breakdown cover details against other breakdown cover or use our breakdown cover comparison tables.Did you know Insurance Choice also provide travel insurance? | ||
| Company: | Insurance Choice www.insurancechoice.co.uk | Insurance Choice www.insurancechoice.co.uk | Insurance Choice www.insurancechoice.co.uk |
| Product: | IC Breakdown - Silver | IC Breakdown - Bronze | IC Breakdown - Gold |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Application Criteria | |||
 Availability: | stand alone | stand alone | stand alone |
| Cooling Off Period: | 14/admin fee | 14/admin fee | 14/admin fee |
| UK Max Vehicle Length: | 5.18 metres | 5.18 metres | 5.18 metres |
| UK Max Vehicle Weight: | 3.5 tonnes | 3.5 tonnes | 3.5 tonnes |
| Breakdown Details | |||
| Rescue Service Provider: | Equity Red Star | Equity Red Star | Equity Red Star |
| Underwriter: | Equity Red Star | Equity Red Star | Equity Red Star |
| Cover Basis: | vehicle only | vehicle only | vehicle only |
| Joint Cover: | no | no | no |
| Family Cover: | no | no | no |
| Roadside Assistance: | yes | yes | yes |
| Recovery: | yes | yes | yes |
| Towing to Garage: | yes | yes | yes |
| Home Service: | yes | no | yes |
| Hire Car Benefit: | £160 | 0 | £160 |
| European Travel: | no | no | standard |
| Average Call-out Time: | 39 minutes | 39 minutes | 39 minutes |
| Discounts | |||
| Online Discount: | 0% | 0% | 0% |
| Max NCD (%): | 0% | 0% | 0% |
| Premiums | |||
| Rating Method: | flat rated | flat rated | flat rated |
| Single Online Discount: | 0% | 0% | 0% |
| Single Prem One-Off (£): | £49 | £29 | £69 |
| Vehicle Online Discount: | 0% | 0% | 0% |
| Vehicle Prem One-Off (£): | £49 | £29 | £69 |
| Joint Online Discount: | 0% | 0% | 0% |
| Family Online Discount: | 0% | 0% | 0% |
| Vehicle Cover | |||
| Recovery Distance: | UK | UK | UK |
| Recovery Max Persons: | 7 | 7 | 7 |
| Max Towing Persons: | 7 | 7 | 7 |
| Hire Car Type: | choice | none | choice |
| Max Assistance Time: | Unlimited | Unlimited | Unlimited |
| Puncture Assistance: | yes | yes | yes |
| Home Service Radius: | 1 | n/a | 1 |
| Minimum Distance: | 1 miles | 1 miles | 1 miles |
| UK Vehicle Collection: | no | no | no |
| Caravan and Trailer: | standard | standard | standard |
| Lack of Fuel: | yes | yes | yes |
| RTA Cover: | no | no | no |
| Other Cover | |||
| UK Accommodation: | £160 | £0 | £160 |
| UK Emergency Theft: | no | no | no |
| Public Transport (£): | £160 | £0 | £160 |
| Taxi Fare from Garage: | 0 | 0 | 0 |
| UK Replacement Driver: | no | no | no |
| Pre-Travel Helpline: | no | no | no |
| Hospitalisation Cover: | no | no | no |
| Legal Helpline: | no | no | no |
| Legal Expenses (£): | £0 | £0 | £0 |
| Message Forwarding: | yes | yes | yes |
| Loss of Keys: | no | no | yes |
| European Cover | |||
| Max Persons - EU: | n/a | n/a | Unlimited |
| Call Out Fees - EU: | n/a | n/a | £250 |
| Labour Charges - EU: | n/a | n/a | 250 |
| Replacement Driver - EU: | n/a | n/a | £500 |
| Emergency Theft Repair EU: | n/a | n/a | £0 |
| Journey Continuation - EU: | n/a | n/a | £750 |
| Vehicle Collection - EU: | n/a | n/a | £0 |
| Vehicle Recovery - EU: | n/a | n/a | £250 |
| Vehicle Storage Cost - EU: | n/a | n/a | £100 |
| Customs Duty - EU: | n/a | n/a | £0 |
| Missed Motorail/Ferry -EU: | n/a | n/a | no |
| Pre-Departure Car Hire EU: | n/a | n/a | £0 |
| Additional Accomm - EU: | n/a | n/a | £750 |
| Car Hire on Return - EU: | n/a | n/a | £150 |
| Emergency Funds - EU: | n/a | n/a | £0 |
| Legal Fees - EU: | n/a | n/a | £0 |
| Repatriation - Insured EU: | n/a | n/a | £0 |
| Repatriation - Vehicle EU: | n/a | n/a | £0 |
| Loss of Tent - EU: | n/a | n/a | 0 |
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