GEM Motoring Assist Breakdown Cover
Full product details for the GEM Motoring Assist Breakdown Cover, including application criteria, breakdown details, discounts, premiums, vehicle cover, other cover and european cover. Apply online now.
 |  Compare GEM Motoring Assist breakdown cover details against other breakdown cover or use our breakdown cover comparison tables. | ||
| Company: | GEM Motoring Assist www.motoringassist.com | GEM Motoring Assist www.motoringassist.com | GEM Motoring Assist www.motoringassist.com |
| Product: | GEM Recovery Extra | GEM Recovery Reclaim | GEM Roadside |
| details | details | details | |
| Quote via this site: |  | | |
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| Application Criteria | |||
 Availability: | stand alone | stand alone | stand alone |
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| UK Max Vehicle Length: | 7 metres | 7 metres | 7 metres |
| UK Max Vehicle Weight: | Unlimited | Unlimited | Unlimited |
| UK Max Vehicle Width: | Unlimited | Unlimited | Unlimited |
| Max Vehicle age-Personal: | Unlimited | Unlimited | Unlimited |
| Max Vehicle age-Vehicle: | Unlimited | Unlimited | Unlimited |
| Breakdown Details | |||
| Rescue Service Provider: | GEM Motoring Assist | GEM Motoring Assist | GEM Motoring Assist |
| Underwriter: | Equity Red Star | Equity Red Star | Equity Red Star |
| Cover Basis: | person only | person only | person only |
| Joint Cover: | yes | yes | yes |
| Family Cover: | yes | yes | yes |
| Roadside Assistance: | yes | yes | yes |
| Recovery: | yes | yes | no |
| Towing to Garage: | yes | yes | yes |
| Home Service: | yes | yes | no |
| Hire Car Benefit: | £100 | £100 | 0 |
| European Travel: | no | no | no |
| Average Call-out Time: | 39 minutes | 39 minutes | 39 minutes |
| Discounts | |||
| Online Discount: | 10% | 10% | 10% |
| No Call-Out Discount: | no | no | no |
| Max NCD (%): | 0% | 0% | 0% |
| Premiums | |||
| Rating Method: | flat rated | flat rated | flat rated |
| Single Online Discount: | 10% | 10% | 10% |
| Single Prem One-Off (£): | £79.65 | £60.75 | £46.35 |
| Vehicle Online Discount: | 10% | 10% | 10% |
| Joint Online Discount: | 10% | 10% | 10% |
| Joint Prem One-Off (£): | £103.50 | £75.60 | £58.05 |
| Family Online Discount: | 10% | 10% | 10% |
| Vehicle Cover | |||
| Recovery Distance: | UK | UK | 0 miles |
| Recovery Max Persons: | 6 | 6 | 0 |
| Max Towing Persons: | 6 | 6 | 6 |
| Hire Car Type: | choice | choice | none |
| Max Assistance Time: | Unlimited | Unlimited | Unlimited |
| Max Towing Distance: | 15 miles | 15 miles | 15 miles |
| Puncture Assistance: | yes | yes | yes |
| Home Service Radius: | 1 | 1 | n/a |
| Minimum Distance: | 0 miles | 0 miles | 1 miles |
| UK Vehicle Collection: | no | no | no |
| Caravan and Trailer: | standard | standard | standard |
| Lack of Fuel: | yes | yes | yes |
| RTA Cover: | yes | yes | yes |
| Other Cover | |||
| UK Accommodation: | £100.00 | £100.00 | £0.00 |
| UK Emergency Theft: | yes | yes | yes |
| Public Transport (£): | £100.00 | £100.00 | £0.00 |
| Taxi Fare from Garage: | 0 | 0 | 0 |
| UK Replacement Driver: | no | no | no |
| Pre-Travel Helpline: | no | no | no |
| Hospitalisation Cover: | yes | yes | no |
| Legal Helpline: | no | no | no |
| Legal Expenses (£): | £0.00 | £0.00 | £0.00 |
| Message Forwarding: | no | no | no |
| Loss of Keys: | yes | yes | yes |
| Service Guarantee: | no | no | no |
| Service Use Limit: | Unlimited | Unlimited | Unlimited |
| Service Limit Action: | no limit | no limit | no limit |
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