Tesco Standard Care

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Company:Tesco Personal Finance
www.tescofinance.com
Tesco Personal Finance
Product:Standard Care
 
Quote via this site:Not available
Application Criteria 
Availability:This is a stand aloneproduct.
Cooling Off Period:
Your right to cancel
You can cancel your policy at any time by giving us 7 days notice provided no claims have been made, we will refund the part of the premium you have not used less a cancellations charge of 50% of the yearly premium.
We have not provided you with a personal recommendation as to whether this policy is suitable for your specific needs. If this cover does not meet your requirements, please return all your documents within 14 days of receipt. We will return any premium paid in full provided no claims have been made on that policy during that time. The full annual premium is due if a claim has been made during that time.
Should you choose to cancel, please return your documents to: Customer Services Department, Tesco Breakdown Cover, The Wharf, Neville Street, Leeds LS1 4AZ.
UK Max Vehicle Length:
General Conditions Applying to this Policy
10. For cover to apply, the vehicle must:
- Be either; a car, motorised caravan, light van, estate car or 4x4 off- road vehicle, privately registered in the United Kingdom; a towed caravan or trailer of proprietary make being less than 16 years old. We recommend all caravans and trailers carry a serviceable spare wheel and tyre.
- Carry no more than the number of persons recommended by the manufacturer ( and for whom seats are provided) with a maximum of 8 persons including the driver.
- Not exceed (including any load carried) the following gross vehicle weight and dimensions: 3,500kg in weight, 7m in length, 3m in height and 2.25m in width.
- Be serviced as recommended by the manufacturer and hold
UK Max Vehicle Weight:
General Conditions Applying to this Policy
10. For cover to apply, the vehicle must:
- Be either; a car, motorised caravan, light van, estate car or 4x4 off- road vehicle, privately registered in the United Kingdom; a towed caravan or trailer of proprietary make being less than 16 years old. We recommend all caravans and trailers carry a serviceable spare wheel and tyre.
- Carry no more than the number of persons recommended by the manufacturer ( and for whom seats are provided) with a maximum of 8 persons including the driver.
- Not exceed (including any load carried) the following gross vehicle weight and dimensions: 3,500kg in weight, 7m in length, 3m in height and 2.25m in width.
- Be serviced as recommended by the manufacturer and hold
UK Max Vehicle Width:
General Conditions Applying to this Policy
10. For cover to apply, the vehicle must:
- Be either; a car, motorised caravan, light van, estate car or 4x4 off- road vehicle, privately registered in the United Kingdom; a towed caravan or trailer of proprietary make being less than 16 years old. We recommend all caravans and trailers carry a serviceable spare wheel and tyre.
- Carry no more than the number of persons recommended by the manufacturer ( and for whom seats are provided) with a maximum of 8 persons including the driver.
- Not exceed (including any load carried) the following gross vehicle weight and dimensions: 3,500kg in weight, 7m in length, 3m in height and 2.25m in width.
- Be serviced as recommended by the manufacturer and hold
Max Vehicle age-Vehicle:
General Conditions Applying to this Policy
10. For cover to apply, the vehicle must:
- Be either; a car, motorised caravan, light van, estate car or 4x4 off- road vehicle, privately registered in the United Kingdom; a towed caravan or trailer of proprietary make being less than 16 years old. We recommend all caravans and trailers carry a serviceable spare wheel and tyre.
Breakdown Details 
Rescue Service Provider:Approved garages
Underwriter:UK Insurance Limited
Cover Basis:This policy covers vehicle only.
Joint Cover:No
Family Cover:No
Roadside Assistance:
SECTION A - Level 1 Value Care
What is covered
Following an Insured Incident occurring outside a 1/4 mile radius of either the Policyholder s home address or the place where the Insured Vehicle is usually kept, we will:
1. Arrange for roadside assistance and, if necessary, transportation of the Insured Vehicle and Insured Persons to either a single destination of your choice within 10 miles of the Insured Incident or to a suitable repairer within 10 miles of the Insured Incident.
2. Provide these services, free of charge including call- out and up to 60 minutes labour for roadside assistance.
Please remember
1. All other labour charges and the cost of replacement parts and/ or other materials are your responsibility.
2. You are responsible for instructing the garage to carry out any repairs. If there is no suitable repairer within 10 miles of the Insured Incident an additional mileage charge may be made. This service cannot be used if the Insured Vehicle has broken down or is unroadworthy when cover was taken out.
3. Recovery cannot be used as a way of avoiding repair costs.
4. In addition, if necessary we will also relay upto three telephone messages to family members, friends or business associates of the Policyholder to advise of unforeseen travel delays.
What is not covered
1. Labour charges for labour over 60 minutes roadside assistance.
2. Labour charges at any garage to which the vehicle is taken.
3. The cost of any parts, materials and/or equipment used.
4. The cost of supplying a spare wheel and tyre if a serviceable one cannot be provided by you.
5. The cost of, if needed, a locksmith or a bodyglass or tyre specialist.
6. Anything mentioned in the General Exclusions.
7. Charges incurred where transportation of the Insured Vehicle exceeds 10 miles.

Recovery:No Recovery cover provided.
Towing to Garage:
SECTION A Value Care
What is covered

Following an Insured Incident occurring outside a 1/4 mile radius of either the Policyholders home address or the place where the Insured Vehicle is usually kept, we will:
1. Arrange for roadside assistance and, if necessary, transportation of the Insured Vehicle and Insured Persons to either a single destination of your choice within 10 miles of the Insured Incident or to a suitable repairer within 10 miles of the Insured Incident.
Home Service:
SECTION B - Standard Care
What is covered
Following an Insured Incident occurring inside or outside a ¼ mile radius of either the Policyholders' address or the place where the Insured Vehicle is usually kept, you may use the services detailed
under Section A.
Please remember
This level of cover will not be effective until the day after you have arranged this cover for the first time. You will be entitled to the level of service described in Level 1 value care on the day of purchase.
Hire Car Benefit:No cover
European Travel:No cover
Average Call-out Time:40 minutes.
Discounts 
Online Discount:There is an online discount of 20%
No Call-Out Discount:There are no call out discounts.
Max NCD (%):There are no call out discounts.
Premiums 
Rating Method:The premiums are flat rated.
Single Online Discount:20%
Vehicle Online Discount:20%
Vehicle Prem One-Off (£):£59.00. This includes any online discount that may apply.
Joint Online Discount:20%
Family Online Discount:20%
Vehicle Cover 
Recovery Distance:No Recovery cover provided.
Recovery Max Persons:No Recovery cover provided.
Max Towing Persons:8 persons
Hire Car Type:No cover
Max Assistance Time:60 minutes.
Max Towing Distance:
SECTION A Value Care
What is covered

Following an Insured Incident occurring outside a 1/4 mile radius of either the Policyholders home address or the place where the Insured Vehicle is usually kept, we will:
1. Arrange for roadside assistance and, if necessary, transportation of the Insured Vehicle and Insured Persons to either a single destination of your choice within 10 miles of the Insured Incident or to a suitable repairer within 10 miles of the Insured Incident.
Puncture Assistance:
Insured Incident:
means one of the following events: immobilisation of the Insured Vehicle as a result of breakdown, malicious damage, accidental damage, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, occurring within the UK during the Period of Insurance;
Home Service Radius:
SECTION B - Standard Care
What is covered
Following an Insured Incident occurring inside or outside a ¼ mile radius of either the Policyholders' address or the place where the Insured Vehicle is usually kept, you may use the services detailed
under Section A.
Please remember
This level of cover will not be effective until the day after you have arranged this cover for the first time. You will be entitled to the level of service described in Level 1 value care on the day of purchase.
Minimum Distance:
SECTION A - Level 1 Value Care
What is covered
Following an Insured Incident occurring outside a 1/4 mile radius of either the Policyholder s home address or the place where the Insured Vehicle is usually kept, we will:
1. Arrange for roadside assistance and, if necessary, transportation of the Insured Vehicle and Insured Persons to either a single destination of your choice within 10 miles of the Insured Incident or to a suitable repairer within 10 miles of the Insured Incident.
2. Provide these services, free of charge including call- out and up to 60 minutes labour for roadside assistance.
Please remember
1. All other labour charges and the cost of replacement parts and/ or other materials are your responsibility.
2. You are responsible for instructing the garage to carry out any repairs. If there is no suitable repairer within 10 miles of the Insured Incident an additional mileage charge may be made. This service cannot be used if the Insured Vehicle has broken down or is unroadworthy when cover was taken out.
3. Recovery cannot be used as a way of avoiding repair costs.
4. In addition, if necessary we will also relay upto three telephone messages to family members, friends or business associates of the Policyholder to advise of unforeseen travel delays.
What is not covered
1. Labour charges for labour over 60 minutes roadside assistance.
2. Labour charges at any garage to which the vehicle is taken.
3. The cost of any parts, materials and/or equipment used.
4. The cost of supplying a spare wheel and tyre if a serviceable one cannot be provided by you.
5. The cost of, if needed, a locksmith or a bodyglass or tyre specialist.
6. Anything mentioned in the General Exclusions.
7. Charges incurred where transportation of the Insured Vehicle exceeds 10 miles.
UK Vehicle Collection:No cover
Caravan and Trailer:
General Conditions Applying to this Policy
10. For cover to apply, the vehicle must:
- Be either; a car, motorised caravan, light van, estate car or 4x4 off- road vehicle, privately registered in the United Kingdom; a towed caravan or trailer of proprietary make being less than 16 years old. We recommend all caravans and trailers carry a serviceable spare wheel and tyre.
Lack of Fuel:
Insured Incident:
means one of the following events: immobilisation of the Insured Vehicle as a result of breakdown, malicious damage, accidental damage, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, occurring within the UK during the Period of Insurance;
RTA Cover:
Insured Incident:
means one of the following events: immobilisation of the Insured Vehicle as a result of breakdown, malicious damage, accidental damage, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, occurring within the UK during the Period of Insurance;
Other Cover 
UK Accommodation:No cover
UK Emergency Theft:No cover
Public Transport (£):No cover
Taxi Fare from Garage:No cover
UK Replacement Driver:No cover
Pre-Travel Helpline:No cover
Hospitalisation Cover:No cover
Legal Helpline:No cover
Legal Expenses (£):No cover
Message Forwarding:No cover
 
Loss of Keys:
Insured Incident:
means one of the following events: immobilisation of the Insured Vehicle as a result of breakdown, malicious damage, accidental damage, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, occurring within the UK during the Period of Insurance;
What is not covered
4. The cost of, if needed, a locksmith or a bodyglass or tyre specialist .
Service Guarantee:No
Service Use Limit:Unlimited
Service Limit Action:There is no service limit.
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Products:www.tescofinance.com Breakdown Cover
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