Saga Breakdown Assistance - National Recovery

2 Cancellation
This policy may be cancelled:
By you contacting 0845 366 1605 within 14 days of receipt of your policy documents,and surrendering the Certificate .If you have not made a claim we will refund your full premium.If you have made a claim in the first 14 days,we will give you a pro-rata refund.

5 Vehicle specifications
Cover is only available under this policy for the following:
A privately-registered motor car,three wheeler or car-based van up to 3,500kg when loaded.None of these must be more than 7m (22.7ft)in length,3m (9.8 ft)in height and 2.25m (7.4 ft)in width.
A standard caravan or trailer which meets with all relevant rules and regulations listed in 'Section 2 -Caravan and trailer cover ' and was being towed by the insured vehicle at the time of the insured incident .
You must do all that you can and comply with all laws and codes to keep the insured vehicle safe and fit to drive.

5 Vehicle specifications
Cover is only available under this policy for the following:
A privately-registered motor car,three wheeler or car-based van up to 3,500kg when loaded.None of these must be more than 7m (22.7ft)in length,3m (9.8 ft)in height and 2.25m (7.4 ft)in width.
A standard caravan or trailer which meets with all relevant rules and regulations listed in 'Section 2 -Caravan and trailer cover ' and was being towed by the insured vehicle at the time of the insured incident .
You must do all that you can and comply with all laws and codes to keep the insured vehicle safe and fit to drive.

5 Vehicle specifications
Cover is only available under this policy for the following:
A privately-registered motor car,three wheeler or car-based van up to 3,500kg when loaded.None of these must be more than 7m (22.7ft)in length,3m (9.8 ft)in height and 2.25m (7.4 ft)in width.
A standard caravan or trailer which meets with all relevant rules and regulations listed in 'Section 2 -Caravan and trailer cover ' and was being towed by the insured vehicle at the time of the insured incident .
You must do all that you can and comply with all laws and codes to keep the insured vehicle safe and fit to drive.

Person or vehicle
Standard basis of cover is for the vehicle.
Section 5.Personal Cover
This extends the cover shown on your certificate so that you and your partner or nominated person, residing at the same address, are covered in any vehicle that you are travelling in.(Nominated persons must be 50 years of age or over.)
Please note:
1 Vehicles must comply with our General Conditions.
2 Personal cover applies in the United Kingdom only.
3 You may have to show your certificate and we may ask for a further form of identification when we provide service.
Otherwise you may have to pay for any service we provide.

Section 1 -Roadside assistance
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept,we will:
1.arrange for roadside assistance and,if necessary,transportation of the insured vehicle and up to six insured persons to either:
- a single destination of your choice in the United Kingdom within ten miles of the insured incident ;or
- to a suitable repairer of your choice in the United Kingdom within ten miles of the insured incident ;and
2.provide these services free of charge,including call-out and up to 30 minutes labour for roadside assistance.
We do not cover the following
Any insured incident occurring within 1/4 mile of either your home or the place where the insured vehicle is usually kept.
Any extra costs where transportation of the insured vehicle exceeds ten miles or labour exceeds 30 minutes.

Section 5 - National recovery
This section only applies if it is included under your cover level in the table on page 6. This section should be read in conjunction with the General exceptions on pages 24 and 25, General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept, if it is apparent that the repairs will require more than 30 minutes labour we will
decide whether we shall be able to complete the repair at the roadside by the end of the working day or recover your insured vehicle. We will:
1. arrange for roadside assistance and, if necessary, transportation of the insured vehicle and up to six insured persons, to your choice of the following in the United Kingdom:
- Your home; or
- Your original intended destination; or
- To a suitable repairer of your choice within ten miles of either the insured incident, your home or your original intended destination; and
2. provide these services free of charge, including call-out and up to 30 minutes labour for roadside assistance.
We do not cover the following
- Any insured incident occuring within 1/4 mile of either your home or the place where the insured vehicle is usually kept.
- Any extra costs where the labour exceeds 30 minutes.

Section 3 -Recovery after an accident
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
1.If the insured vehicle cannot be driven as a result of an accident in the United Kingdom ,we will take the insured vehicle and up to six insured persons to a single destination of your choice in the United Kingdom ;and
2.we will then take the insured vehicle to a suitable repairer of your choice within ten miles of your destination.
We do not cover the following
Recovery of the insured vehicle to a repairer more than ten miles from your destination.

Section 5 - National recovery
This section only applies if it is included under your cover level in the table on page 6. This section should be read in conjunction with the General exceptions on pages 24 and 25, General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept, if it is apparent that the repairs will require more than 30 minutes labour we will
decide whether we shall be able to complete the repair at the roadside by the end of the working day or recover your insured vehicle. We will:
1. arrange for roadside assistance and, if necessary, transportation of the insured vehicle and up to six insured persons, to your choice of the following in the United Kingdom:
- Your home; or
- Your original intended destination; or
- To a suitable repairer of your choice within ten miles of either the insured incident, your home or your original intended destination; and
2. provide these services free of charge, including call-out and up to 30 minutes labour for roadside assistance.
We do not cover the following
- Any insured incident occuring within 1/4 mile of either your home or the place where the insured vehicle is usually kept.
- Any extra costs where the labour exceeds 30 minutes.

Section 5 - National recovery
This section only applies if it is included under your cover level in the table on page 6. This section should be read in conjunction with the General exceptions on pages 24 and 25, General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept, if it is apparent that the repairs will require more than 30 minutes labour we will
decide whether we shall be able to complete the repair at the roadside by the end of the working day or recover your insured vehicle. We will:
1. arrange for roadside assistance and, if necessary, transportation of the insured vehicle and up to six insured persons, to your choice of the following in the United Kingdom:
- Your home; or
- Your original intended destination; or
- To a suitable repairer of your choice within ten miles of either the insured incident, your home or your original intended destination; and
2. provide these services free of charge, including call-out and up to 30 minutes labour for roadside assistance.
We do not cover the following
- Any insured incident occuring within 1/4 mile of either your home or the place where the insured vehicle is usually kept.
- Any extra costs where the labour exceeds 30 minutes.

Section 3 -Recovery after an accident
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
1.If the insured vehicle cannot be driven as a result of an accident in the United Kingdom ,we will take the insured vehicle and up to six insured persons to a single destination of your choice in the United Kingdom ;and
2.we will then take the insured vehicle to a suitable repairer of your choice within ten miles of your destination.
We do not cover the following
Recovery of the insured vehicle to a repairer more than ten miles from your destination.

Section 1 -Roadside assistance
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept,we will:
1. arrange for roadside assistance and, if necessary, transportation of the insured vehicle and up to six insured persons to either:
- A single destination of your choice in the United Kingdom within ten miles of the insured incident; or
- To a suitable repairer of your choice in the United Kingdom within ten miles of the insured incident; and
2.provide these services free of charge,including call-out and up to 30 minutes labour for roadside assistance.
We do not cover the following
- Any insured incident occurring within 1/4 mile of either your home or the place where the insured vehicle is usually kept.
- Any extra costs where transportation of the insured vehicle exceeds ten miles or labour exceeds 30 minutes.

Section 3 -Recovery after an accident
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
1.If the insured vehicle cannot be driven as a result of an accident in the United Kingdom ,we will take the insured vehicle and up to six insured persons to a single destination of your choice in the United Kingdom ;and
2.we will then take the insured vehicle to a suitable repairer of your choice within ten miles of your destination.
We do not cover the following
Recovery of the insured vehicle to a repairer more than ten miles from your destination.

Insured incident
Immobilisation of the insured vehicle as a result of breakdown, road accident, malicious damage, accidental damage, fire, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, within the United Kingdom;

Section 1 -Roadside assistance
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Following an insured incident occurring at least 1/4 mile from either your home or the place where the insured vehicle is usually kept,we will:
1.arrange for roadside assistance and,if necessary,transportation of the insured vehicle and up to six insured persons to either:
- a single destination of your choice in the United Kingdom within ten miles of the insured incident ;or
- to a suitable repairer of your choice in the United Kingdom within ten miles of the insured incident ;and
2.provide these services free of charge,including call-out and up to 30 minutes labour for roadside assistance.

Section 2 -Caravan and trailer cover
This section should be read in conjunction with the General exceptions on pages 24 and 25,,General conditions on pages 26 and 27 and What to do if you have a breakdown or accident on page 30.
We cover the following
Your caravan or trailer will have the same cover as the insured vehicle when being towed by the insured vehicle provided:
1.it conforms to The Motor Vehicles (Constructions and Use)Regulations 1986,as amended or replaced from time to time;and
2.fits to a standard 50mm towball;and
3.is of a proprietary make.
We do not cover the following
Any caravan or trailer that does not meet the conditions opposite.

Insured incident
Immobilisation of the insured vehicle as a result of breakdown, road accident, malicious damage, accidental damage, fire, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, within the United Kingdom;

Insured incident
Immobilisation of the insured vehicle as a result of breakdown, road accident, malicious damage, accidental damage, fire, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, within the United Kingdom;

Insured incident
Immobilisation of the insured vehicle as a result of breakdown, road accident, malicious damage, accidental damage, fire, flat tyre, lack of fuel, flat battery, loss or breakage of car keys, within the United Kingdom;

Service limits
We will provide assistance up to five times in any 12 month period of cover . We may write and tell you when you have reached that limit.

Service limits
We will provide assistance up to five times in any 12 month period of cover . We may write and tell you when you have reached that limit. If you need assistance more than five times within the period of cover ,you may have to pay for the services we provide. You will have to pay for these services by credit card or debit card.We will ask you for your card details before we provide assistance,but we will only charge you for the work when you have told our service provider that you are satisfied with it.