Insure & Go Roadside, Recovery, Doorstep & European (10-15 yr)

Section 3 Vehicle Recovery / Onward Transportation
In the event of loss of use of the Insured Vehicle caused by an Insured Incident, and it is apparent repairs cannot be effected by the end of the working day in which the Insured Incident occurred then provided Our services were requested at the time of the Insured Incident:
Either:
3.1 We will arrange and pay for the transportation of the Insured Person(s), and if appropriate, the Insured Vehicle:
i) to the Policyholder's Home. OR
ii) to the original destination within the UK Area. OR
iii) to a repairer either in the vicinity of the above locations or to a repairer of Your choice.
The means of transport shall be at Our discretion.
Or:
3.2 In the event of theft, when the Insured Vehicle is not recovered by the end of the working day in which the Insured Incident occurred, We will arrange and pay for transport of the Insured Person(s), by one direct journey, to the Policyholder's home address or original destination within the UK Area.
Or
3.3 If the Insured Vehicle is not transported within the terms of Section 3.1, and repairs are effected locally, if necessary We will arrange and pay up to £100 in total for the following benefits:
i) A replacement self-drive rental vehicle, where available, for up to 24 hours to either continue the journey or return home within the UK Area. We will pay for rental charge of up to a Group C vehicle only, collision damage waiver and any necessary drop-off charge, but You remain responsible for the cost of any fuel used.
Please note:
You will be responsible for any damage to the replacement vehicle and any excess imposed by the hire car provider.
You must be able to satisfy the requirements of the hire car providers, as to an acceptable driving licence and minimum driver age. They will also require sight of Your
credit/charge card before releasing the vehicle to You.
We will also pay for the cost of one single standard class rail ticket to enable the Insured Vehicle to be collected following repair.
If We are unable to arrange a suitable replacement vehicle as Your party is too large, or where it is not available under the suppliers hire terms, You will be required to select one of the other two benefits under this section.
Or
ii) The cost for the Insured Person(s) to either continue the journey or return home within the UK Area by public transport. The means of such public transport shall be at Our discretion. We will also pay for the cost of one single standard class rail ticket to enable the Insured Vehicle to be collected following repair.
Or
iii) At Our discretion, the cost of providing necessary bed and breakfast overnight accommodation for the Insured Person(s) in a local hotel whilst awaiting repairs, when the Insured Incident has occurred at a late hour more than 25 miles from the Policyholder's Home address shown on the confirmation letter.
What is not covered:
a) any costs which would have been incurred in the course of a journey, if the incident giving rise to a claim had not occurred.
b) toll and sea transit charges for the Insured Vehicle.
c) long-distance transport of the Insured Vehicle to the premises where the Insured Vehicle was purchased or previously repaired, solely to claim under a Warranty
scheme, when a suitable alternative repairer is nearer to hand.
d) fines, parking charges and any congestion charges arising from use of a replacement vehicle.
collapse

Section 1 - Roadside & Doorstep Assistance
If the Insured Vehicle is immobilised or rendered unroadworthy as the result of an Insured Incident, We will arrange and pay for:
1.2 call out and up to one hours of labour for assistance within one mile of Your Home;
collapse

Part B - European Motoring Assistance
Cover applies as described in Sections 5 to 12, including Your direct journeys between home and Your port or international rail terminal.
Please remember that You will be asked to demonstrate that You are planning or undertaking a journey abroad, for example by quoting a Channel crossing or accommodation booking reference.
If, however, Your Trip is planned to exceed 31 consecutive days in length, then no cover at all will apply under this Policy in respect of that Trip and You will need to make alternative insurance arrangements.
Please also see Part C - Terms applying to all Sections.collapse

Eligible Vehicles:
Vehicles under 10 years old (or 15 years old if the appropriate additional premium has been paid) at date of inception, owned by or the responsibility of the Policyholder or his / her immediate family:-
- Being cars; motorised caravans; motorcycles; light vans; estate cars; 4x4 sport utility vehicles; towed caravans or trailers of proprietary make;
collapse

Insured Incident:
Mechanical breakdown, accidental damage, vandalism, fire, theft or attempted theft, flat battery, or accidental damage to tyres, occurring during the Period of Insurance within the Geographical Limits. In the case of key breakage, keys locked within Your Insured Vehicle, lack of fuel, the use of incorrect fuel, flat tyre, or puncture, We would pay for the Roadside assistance and local recovery if appropriate. However, You will be responsible for paying any incremental costs such as lock replacement, new keys, drainage of tank, disposal of wrong fuel, any replacement fuel, and any replacement or repair of tyres.
Please note: If We are called six times in any one 12 month Period of Insurance, any subsequent incident(s) shall not be insured, and assistance shall be provided on the basis laid down in Section 4
collapse