GEM Motoring Assist GEM Recovery Extra
With Breakdown Cover from GEM Motoring Assist, help is only a phone call away. Their 24 hour Rescue Control Centre will quickly arrange assistance from one of their nationwide network of over 6,000 recovery vehicles.
 |  Compare GEM Motoring Assist GEM Recovery Extra details directly with other breakdown cover or compare breakdown cover using our breakdown cover comparison tables. | ||
| Company: | GEM Motoring Assist www.motoringassist.com | ||
| Product: | GEM Recovery Extra | ||
| Quote via this site: |  | ||
| Application Criteria | |||
 Availability: | Stand alone | ||
| Cooling Off Period: | General Terms of Membership 5. You may cancel this membership without giving a reason, by contacting us within the first 14 days of membership, or (if later), within 14 days of your receiving the membership documents. This is known as the withdrawal period. If you cancel your membership within the 14-day withdrawal period, you will be entitled to a full refund of the amount paid. If you cancel your membership after the 14-day withdrawal period you will not be entitled to a refund or credit. Contact us by the following methods: Write to: GEM Motoring Assist, Station Road, Forest Row, East Sussex RH18 5EN Phone: 01342 825676 Email: cancellations@motoringassist.com | ||
| UK Max Vehicle Length: | Vehicle means private car, car derived van or motorcycle. Motor caravans and motor homes will only be covered if they are under 3000cc and do not exceed 7 metres (23 feet) in length (including any extra fitments). HGVs, LCVs, minibuses and American left hand drive vehicles are not acceptable. | ||
| UK Max Vehicle Weight: | Unlimited | ||
| UK Max Vehicle Width: | Unlimited | ||
| Max Vehicle age-Personal: | Unlimited | ||
| Max Vehicle age-Vehicle: | Unlimited | ||
| Breakdown Details | |||
| Rescue Service Provider: | GEM Motoring Assist | ||
| Underwriter: | Underwritten by Equity Red Star Motor Policies at Lloyds. | ||
| Cover Basis: | Person only | ||
| Joint Cover: | Yes | ||
| Family Cover: | Yes | ||
| Roadside Assistance: | Roadside Assistance We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to start the vehicle at the roadside. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to the nearest available garage or to your home address, provided it is within 15 miles. This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage. | ||
| Recovery: | Recovery If the vehicle cannot be repaired at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to any one place you choose. | ||
| Towing to Garage: | Roadside Assistance We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to start the vehicle at the roadside. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to the nearest available garage or to your home address, provided it is within 15 miles. This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage. | ||
| Home Service: | Home Assistance If the vehicle breaks down at your home or within one mile of your home, we will arrange assistance and pay call-out fees and labour charges needed to start the vehicle. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will pay the reasonable cost of taking the vehicle to the nearest available garage. The most we will pay is £60. | ||
| Hire Car Benefit: | Alternative Travel or Emergency Overnight Accommodation If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £100: - for alternative road or rail travel or car hire; or - for one nights hotel accommodation for you and up to 6 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.) Before you arrange alternative travel or accommodation you must call the Rescue Control Centre for their agreement. We will only refund amounts covered by this insurance if we receive valid invoices and receipts. | ||
| European Travel: | No cover. | ||
| Average Call-out Time: | The average call out time is 40 minutes. | ||
| Discounts | |||
| Online Discount: | 10% | ||
| No Call-Out Discount: | No | ||
| Max NCD (%): | 0 | ||
| Premiums | |||
| Rating Method: | The premiums are flat rated. | ||
| Single Online Discount: | 10% | ||
| Single Prem One-Off (£): | £79.65 inclusive of on line discount. | ||
| Vehicle Online Discount: | 10% | ||
| Joint Online Discount: | 10% | ||
| Joint Prem One-Off (£): | £79.65 Inclusive of on line discount. | ||
| Family Online Discount: | 10% | ||
| Family Prem One-Off (£): | £103.50 Inclusive of on line discount. | ||
| Vehicle Cover | |||
| Recovery Distance: | Recovery If the vehicle cannot be repaired at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to any one place you choose. | ||
| Recovery Max Persons: | Recovery If the vehicle cannot be repaired at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to any one place you choose. | ||
| Max Towing Persons: | Roadside Assistance We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to start the vehicle at the roadside. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to the nearest available garage or to your home address, provided it is within 15 miles. This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage. | ||
| Hire Car Type: | Alternative Travel or Emergency Overnight Accommodation If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £100: - for alternative road or rail travel or car hire; or - for one nights hotel accommodation for you and up to 6 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.) Before you arrange alternative travel or accommodation you must call the Rescue Control Centre for their agreement. We will only refund amounts covered by this insurance if we receive valid invoices and receipts. | ||
| Max Assistance Time: | Unlimited | ||
| Max Towing Distance: | Roadside Assistance We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to start the vehicle at the roadside. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to the nearest available garage or to your home address, provided it is within 15 miles. This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage. | ||
| Puncture Assistance: | Breakdown is defined as: mechanical or electrical breakdown (failures or breakages), flat batteries, punctures, lack or fuel, lost ignition keys and which results in you not being able to drive your/the vehicle. | ||
| Home Service Radius: | Home Assistance If the vehicle breaks down at your home or within one mile of your home, we will arrange assistance and pay call-out fees and labour charges needed to start the vehicle. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will pay the reasonable cost of taking the vehicle to the nearest available garage. The most we will pay is £60. | ||
| Minimum Distance: | Roadside Assistance We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to start the vehicle at the roadside. If the vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and up to 6 passengers from the place where the vehicle has broken down to the nearest available garage or to your home address, provided it is within 15 miles. This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage. | ||
| UK Vehicle Collection: | No cover. | ||
| Caravan and Trailer: | Caravan and Trailer Service If your vehicle breaks down, any attached caravan (or small trailer not more than 3 metres (10 feet) long) used for private purposes will be entitled to the same service as the vehicle, as long as it is attached to the vehicle by a standard 50 millimetre (2 inch) towing coupling. | ||
| Lack of Fuel: | Breakdown is defined as: mechanical or electrical breakdown (failures or breakages), flat batteries, punctures, lack or fuel, lost ignition keys and which results in you not being able to drive your/the vehicle. | ||
| RTA Cover: | No cover | ||
| Other Cover | |||
| UK Accommodation: | Alternative Travel or Emergency Overnight Accommodation If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £100: - for alternative road or rail travel or car hire; or - for one nights hotel accommodation for you and up to 6 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.) Before you arrange alternative travel or accommodation you must call the Rescue Control Centre for their agreement. We will only refund amounts covered by this insurance if we receive valid invoices and receipts. | ||
| UK Emergency Theft: | Accident, Vandalism or Theft If your vehicle cannot be driven as a result of damage, which is caused by an accident, vandalism or theft, the listed benefits will apply. The most we will pay is £60. | ||
| Public Transport (£): | Alternative Travel or Emergency Overnight Accommodation If the vehicle breaks down while it is more than 25 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation. The most we will refund is £100: - for alternative road or rail travel or car hire; or - for one nights hotel accommodation for you and up to 6 passengers. (The amount we will refund will only be for the rooms. We will not pay any amount for meals or drinks.) Before you arrange alternative travel or accommodation you must call the Rescue Control Centre for their agreement. We will only refund amounts covered by this insurance if we receive valid invoices and receipts. | ||
| Taxi Fare from Garage: | No cover. | ||
| UK Replacement Driver: | No cover. | ||
| Pre-Travel Helpline: | No cover. | ||
| Hospitalisation Cover: | No cover | ||
| Legal Helpline: | No cover. | ||
| Legal Expenses (£): | No cover. | ||
| Message Forwarding: | No cover. | ||
| Loss of Keys: | Breakdown is defined as: mechanical or electrical breakdown (failures or breakages), flat batteries, punctures, lack or fuel, lost ignition keys and which results in you not being able to drive your/the vehicle. | ||
| Service Guarantee: | No | ||
| Service Use Limit: | Unlimited | ||
| Service Limit Action: | No limit | ||
| Compare | |||
| Products: | www.motoringassist.com Breakdown Cover | ||
