The Co-operative Insurance UK and European breakdown cover

UK Breakdown Assistance and Recovery
where the Insured Vehicle is Immobilised at home or at the roadside in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.
What is insured:
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility.

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost, or
(b) one night's hotel accommodation (bed and breakfast only) for the driver and up to six passengers. We will not pay more than £40 per person for hotel accommodation, or
(c) a hire vehicle of up to 1100cc for a period not exceeding 24 hours. You will be responsible for the return of the hire vehicle and the collection of the Insured Vehicle after repair. You must comply with the conditions of the hire car providers, which will include presenting your credit or debit card before the hire vehicle is released to you.
Note: we will choose the most appropriate option.

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility
(ii) If the Insured Vehicle cannot be made roadworthy at the scene of the incident we will arrange and pay for it to be taken, together with the driver and up to six passengers, to a suitable garage, normally within 15 miles, to be repaired at your cost
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost,

UK Breakdown Assistance and Recovery
where the Insured Vehicle is Immobilised at home or at the roadside in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.
What is insured:
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility.

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(c) a hire vehicle of up to 1100cc for a period not exceeding 24 hours. You will be responsible for the return of the hire vehicle and the collection of the Insured Vehicle after repair. You must comply with the conditions of the hire car providers, which will include presenting your credit or debit card before the hire vehicle is released to you.

European Breakdown Assistance and Recovery
provides the assistance set out under UK Breakdown Assistance and Recovery plus assistance during a European journey planned between Your Home and a destination in any country outside Great Britain, Northern Ireland, the Isle of Man and the Channel Islands

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost, or
(b) one night's hotel accommodation (bed and breakfast only) for the driver and up to six passengers. We will not pay more than £40 per person for hotel accommodation, or
(c) a hire vehicle of up to 1100cc for a period not exceeding 24 hours. You will be responsible for the return of the hire vehicle and the collection of the Insured Vehicle after repair. You must comply with the conditions of the hire car providers, which will include presenting your credit or debit card before the hire vehicle is released to you.
Note: we will choose the most appropriate option.

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost, or
(b) one night's hotel accommodation (bed and breakfast only) for the driver and up to six passengers. We will not pay more than £40 per person for hotel accommodation, or
(c) a hire vehicle of up to 1100cc for a period not exceeding 24 hours. You will be responsible for the return of the hire vehicle and the collection of the Insured Vehicle after repair. You must comply with the conditions of the hire car providers, which will include presenting your credit or debit card before the hire vehicle is released to you.
Note: we will choose the most appropriate option.

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility
(ii) If the Insured Vehicle cannot be made roadworthy at the scene of the incident we will arrange and pay for it to be taken, together with the driver and up to six passengers, to a suitable garage, normally within 15 miles, to be repaired at your cost
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost,

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(c) a hire vehicle of up to 1100cc for a period not exceeding 24 hours. You will be responsible for the return of the hire vehicle and the collection of the Insured Vehicle after repair. You must comply with the conditions of the hire car providers, which will include presenting your credit or debit card before the hire vehicle is released to you.

A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility

UK breakdown assistance and recovery
What IS Insured
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility
(ii) If the Insured Vehicle cannot be made roadworthy at the scene of the incident we will arrange and pay for it to be taken, together with the driver and up to six passengers, to a suitable garage, normally within 15 miles, to be repaired at your cost
(iii) If the Insured Vehicle cannot be repaired the same day at a suitable garage we will arrange and pay for
(a) the Insured Vehicle, together with the driver and up to six passengers, to be taken to Your Home or the intended destination and, at your request, the Insured Vehicle will be taken to a garage of your choice within 15 miles of Your Home or the intended destination during one complete journey where possible, for it to be repaired at your cost.

UK Breakdown Assistance and Recovery
where the Insured Vehicle is Immobilised at home or at the roadside in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.
What is insured:
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility.

UK Breakdown Assistance and Recovery
where the Insured Vehicle is Immobilised at home or at the roadside in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.
What is insured:
A. Assistance as set out below.
(i) We will arrange and pay for a vehicle rescue operator to attend the scene of the incident for up to one hour to try to restore the Insured Vehicle's mobility.

UK breakdown assistance and recovery
What IS Insured
(b) one night's hotel accommodation (bed and breakfast only) for the driver and up to six passengers. We will not pay more than £40 per person for hotel accommodation,

B. Emergency Driver
If, during a journey, the sole driver in the party suffers accidental bodily injury or illness and as a result is unable to drive we will provide and pay for a driver to complete the journey or return the Insured Vehicle and up to six passengers to Your Home.

6. If we agree to provide assistance in Great Britain, Northern Ireland, the Isle of Man or the Channel Islands and our nominated agent is unable to attend the Insured Vehicle within one hour of your call to us, we will pay £10 as compensation, provided that
(i) the delay was not caused by circumstances beyond our control and
(ii) you submit a written claim to us for the compensation.

European breakdown assistance and recovery
What is insured
A. Continental roadside assistance and recovery
If the Insured Vehicle is Immobilised we will arrange and pay for:
(i) a vehicle rescue operator to attend the scene of the incident to try to restore the Insured Vehicle's mobility. If the Insured Vehicle cannot be made roadworthy at the scene of the incident it will be taken, together with the driver and up to six passengers, to a suitable garage for it to be repaired at your cost.
We will not pay more than £250 per journey for the cost of labour at the roadside and any necessary recovery

European breakdown assistance and recovery
What is insured
A. Continental roadside assistance and recovery
If the Insured Vehicle is Immobilised we will arrange and pay for:
(i) a vehicle rescue operator to attend the scene of the incident to try to restore the Insured Vehicle's mobility. If the Insured Vehicle cannot be made roadworthy at the scene of the incident it will be taken, together with the driver and up to six passengers, to a suitable garage for it to be repaired at your cost.
We will not pay more than £250 per journey for the cost of labour at the roadside and any necessary recovery

European breakdown assistance and recovery
B. Completion of journey
We will not pay more than £50 per person per day for accommodation expenses, up to total of 6 days.
Where we have agreed that the appropriate means of transportation is an alternative hire vehicle for the period necessary for completion of repairs to the Insured Vehicle we will not pay more than £80 per day, up to a total amount of £800

European breakdown assistance and recovery
C. Repatriation of the Insured Vehicle
we will arrange and pay for
(b) a single ticket by rail and/or sea, or by air if travel by train and/or boat exceeds 12 hours, for you or your nominated driver to travel from the United Kingdom to collect the Insured Vehicle

European breakdown assistance and recovery
C. Repatriation of the Insured Vehicle
we will arrange and pay for:
(ii) if applicable, storage of the Insured Vehicle pending its repair, repatriation or legal abandonment. We will not pay more than £100 for storage.

European breakdown assistance and recovery
What is insured
(b) reasonable hotel accommodation (bed and breakfast only) for the driver and up to six passengers for the period necessary for completion of repairs to the Insured Vehicle, provided your planned accommodation has been pre-paid and the costs cannot be recovered. We will not pay more than £50 per person per day for accommodation expenses, up to total of 6 days

European breakdown assistance and recovery
B. Completion of journey
If the Insured Vehicle is
(i) Immobilised for more than 8 hours and cannot be repaired locally, or
(ii) stolen and not recovered
we will arrange and pay for:
(i) (a) the transportation of the
(iii) a replacement hire vehicle in the United Kingdom pending the return of the Insured Vehicle to the United Kingdom if, following a breakdown or accident, the Insured Vehicle is repatriated more than 24 hours after the date of your return to Your Home. We will not pay more than a total of £150.

European breakdown assistance and recovery
C. Repatriation of the Insured Vehicle
1) If, whilst it is outside Great Britain, Northern Ireland, the Isle of Man and the Channel Islands, the Insured Vehicle is
(i) Immobilised and cannot be repaired locally before your intended return to Your Home, or
(ii) stolen, and not recovered, until after you return to Your Home
we will arrange and pay for
(i) (a) the return of the Insured Vehicle to Your Home or to a garage of your choice in the United Kingdom,
or
(b) a single ticket by rail and/or sea, or by air if travel by train and/or boat exceeds 12 hours, for you or your nominated driver to travel from the United Kingdom to collect the Insured Vehicle
Note: we will choose the most appropriate option.
(ii) if applicable, storage of the Insured Vehicle pending its repair, repatriation or legal abandonment. We will not pay more than £100 for storage.
Where the estimated repatriation cost exceeds the United Kingdom market value of the Insured Vehicle we will not pay more than the cost of legal abandonment and any customs duty imposed.
2) If, at the time of your intended return to Your Home, the Insured Vehicle
(i) is still Immobilised, or
(ii) has not been recovered after having been stolen we will pay for the return of the driver and up to six passengers to Your Home