Breakdown Direct 101
< 11 Years

Specialists in breakdown cover, dedicated to bringing you low cost, high quality cover via the web. Prices from £29.95 with valuable free extras included, e.g. 24-hour legal advice and legal expenses cover (Subject to level of cover). All backed by our 14-day money back guarantee and supported by AXA Assistance, with over 40 years\' experience in providing breakdown rescue services.insurance utilities secured
Breakdown DirectCompareCompare Breakdown Direct 101 (< 11 Years) details directly with other breakdown cover or compare breakdown cover using our breakdown cover comparison tables.
Company:Breakdown Direct
www.breakdowndirect.co.uk
Breakdown Direct 101 (< 11 Years)
Product:101 (< 11 Years)
 
Quote via this site:Quote
Application Criteria 
Availability:Stand alone
Cooling Off Period:
Section F - GENERAL CONDITIONS applying to all parts of this policy
21. Breakdown Direct may cancel this policy by giving you fourteen days notice by recorded delivery to your last known UK address. If we do this we will refund any unused part of your premium as long as you have not made a claim during the period of cover. During the fourteen days 'cooling off' period after the initial purchase, you may cancel your policy and your premium will be refunded in full providing you have not made a claim or used the service. After the fourteen day 'cooling off' period you have the right to cancel this policy and obtain a full refund at any time during the period of cover if you are unhappy with the breakdown service provided by our vehicle recovery operators. You will need to complete a service questionnaire before we can process your refund. This does not affect your statutory rights.
UK Max Vehicle Length:Vehicle means the private car, motorcycle or light commercial vehicle which is under 16 years of age, (under 11 years of age for European cover) does not exceed 3500KG in gross weight, 5.1m in length, 2m in height and 2.1 in width, insured under your policy.
UK Max Vehicle Weight:Vehicle means the private car, motorcycle or light commercial vehicle which is under 16 years of age, (under 11 years of age for European cover) does not exceed 3500KG in gross weight, 5.1m in length, 2m in height and 2.1 in width, insured under your policy.
UK Max Vehicle Width:Vehicle means the private car, motorcycle or light commercial vehicle which is under 16 years of age, (under 11 years of age for European cover) does not exceed 3500KG in gross weight, 5.1m in length, 2m in height and 2.1 in width, insured under your policy.
Max Vehicle age-Vehicle:Vehicle max age of 10 years.
Breakdown Details 
Rescue Service Provider:AXA Assistance
Underwriter:This policy is underwritten by Inter Partner Assistance who are a wholly owned subsidiary of AXA Assistance and part of the worldwide AXA Insurance Group.
Cover Basis:Vehicle only
Joint Cover:Yes,Joint cover is available but this refers to the option of adding a 2nd or a 3rd vehicle to the cover.
Family Cover:No
Roadside Assistance:
Section A - Roadside assistance in the UK
What is covered:
a). If your vehicle is immobilised as a result of a breakdown, we will arrange and pay for a vehicle rescue operator to come to the place of the breakdown for up to one hour in order to try and restore the vehicle's mobility.
b). If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
What is not covered:

a). A breakdown at or within a one-mile radius of your home.
b). Anything mentioned in the general exclusions.
Recovery:No cover.
Towing to Garage:
Section A - Roadside assistance in the UK
What is covered:
b) If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
Home Service:No cover.
Hire Car Benefit:No cover.
European Travel:No cover.
Average Call-out Time:Our breakdown and recovery specialists have an average response time of 35 minutes.
Discounts 
Online Discount:0
No Call-Out Discount:No
Max NCD (%):0
Premiums 
Rating Method:The premiums are flat rated.
Single Online Discount:0%
Vehicle Online Discount:0%
Vehicle Prem One-Off (£):£29.95
2nd & 3rd Vehicle
Annual Payment: £21.45
Joint Online Discount:0%
Family Online Discount:0%
Vehicle Cover 
Recovery Distance:No cover.
Recovery Max Persons:No cover.
Max Towing Persons:
Section A - Roadside assistance in the UK
What is covered:
b) If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
Hire Car Type:No cover.
Max Assistance Time:
Section A - Roadside assistance in the UK
What is covered:
a). If your vehicle is immobilised as a result of a breakdown, we will arrange and pay for a vehicle rescue operator to come to the place of the breakdown for up to one hour in order to try and restore the vehicle's mobility.
b). If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
What is not covered:

a). A breakdown at or within a one-mile radius of your home.
b). Anything mentioned in the general exclusions.
Max Towing Distance:
Section A - Roadside assistance in the UK
What is covered:
b) If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
Puncture Assistance:
Breakdown
Immobilisation of the vehicle as a result of mechanical breakdown, accident, act of vandalism, fire or attempted/recovered theft, flat tyre, lack of fuel, flat battery, loss or breakage of vehicle keys, occurring within the UK ( or Western European territorial limits if the appropriate premium has been paid) during the period of cover.
Minimum Distance:
Section A - Roadside assistance in the UK
What is covered:
a). If your vehicle is immobilised as a result of a breakdown, we will arrange and pay for a vehicle rescue operator to come to the place of the breakdown for up to one hour in order to try and restore the vehicle's mobility.
b). If your vehicle cannot be made roadworthy at the place of breakdown, we will arrange for your vehicle together with the driver and up to six passengers to be taken to a suitable local garage normally within 15 miles, for it to be repaired at your cost.
What is not covered:

a). A breakdown at or within a one-mile radius of your home.
b). Anything mentioned in the general exclusions.
UK Vehicle Collection:No cover.
Caravan and Trailer:If your vehicle breaks down whilst towing a caravan or trailer we will recover your vehicle together with caravan or trailer providing they do not exceed the following dimensions: 8m in length, 3m in height and 2.25 in width. You must carry a serviceable spare tyre and wheel for your vehicle, caravan or trailer.
Lack of Fuel:
Breakdown
Immobilisation of the vehicle as a result of mechanical breakdown, accident, act of vandalism, fire or attempted/recovered theft, flat tyre, lack of fuel, flat battery, loss or breakage of vehicle keys, occurring within the UK ( or Western European territorial limits if the appropriate premium has been paid) during the period of cover.
RTA Cover:
Breakdown
Immobilisation of the vehicle as a result of mechanical breakdown, accident, act of vandalism, fire or attempted/recovered theft, flat tyre, lack of fuel, flat battery, loss or breakage of vehicle keys, occurring within the UK ( or Western European territorial limits if the appropriate premium has been paid) during the period of cover.
Other Cover 
UK Accommodation:No cover.
UK Emergency Theft:
Breakdown
Immobilisation of the vehicle as a result of mechanical breakdown, accident, act of vandalism, fire or attempted/recovered theft, flat tyre, lack of fuel, flat battery, loss or breakage of vehicle keys, occurring within the UK ( or Western European territorial limits if the appropriate premium has been paid) during the period of cover.
Public Transport (£):No cover.
Taxi Fare from Garage:No cover.
UK Replacement Driver:No cover.
Pre-Travel Helpline:No
Hospitalisation Cover:No cover.
Legal Helpline:
Motoring Legal Advice
The cover in this section will only apply if it is shown on your current Motoring Assistance Schedule.
How to get advice
For advice by telephone on general motoring legal problems, 24 hours a day, 365 days a year telephone (01206) 366500 and quote "Breakdown Direct". Telephone calls may be monitored and recorded in the interests of customer service and for training purposes. This service is provided on our behalf by Amicus Legal Ltd, The Old Exchange, 64 West Stockwell Street, Colchester, CO11HE
Legal Expenses (£):No cover.
Message Forwarding:No cover.
Loss of Keys:No cover
Service Guarantee:No
Service Use Limit:Unlimited
Service Limit Action:No limit
Compare 
Products:www.breakdowndirect.co.uk Breakdown Cover
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