ASDA Breakdown Cover (Stand alone)

Joint cover is available.
Personal Cover
Your chosen level of cover is extended to any privately owned vehicle you or your domestic partner drive or travel in, within the UK, and any privately owned caravan or trailer that is attached to the vehicle.collapse

Recovery is available.
Section C - ASDA Breakdown Cover
If your vehicle cannot be driven because of a breakdown or where the vehicle fails to start at the Policyholder's home address, we will;
- Try to repair the fault at the roadside or at the home address so that you can continue your journey safely and legally but where this is not possible we will take the vehicle to a suitable place of repair.
- Transport the vehicle, contents, driver and up to 7 passengers to your choice of destination if, in our opinion, the fault or damage cannot be repaired at the scene of the breakdown or locally by the end of the working day. We will not pay for any other recoveries.collapse

Home service is available.
Housecall
Services will be provided within 1/4 mile of your address. Housecall is for not-start situations and not a home maintenance service. We would not expect to visit you for recurring faults.
collapse

European Travel cover is included.
Section D - ASDA European Breakdown Cover
In addition to all the services, benefits, terms and conditions given under Sections A, B & C of this policy, those detailed in sections D1 - D8 will also apply as well as Section F (General Conditions of Service) & Section G (Service Limitations and Exclusions).
This cover only applies to permanent named vehicles and is not valid for claims under the Personal Cover option (See Section E).
You may have to pay for some services such as hotel accommodation and claim it back from us when you get back to the UK. The exchange rate will be based on that current at the time the claim is processed.
We will aim to provide the most suitable and cost effective solution to your problem and our decision will be final. As well as the general terms and conditions of this policy, we will provide the following services if you travel to a country listed under the geographical limits below:
Geographical limits: Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Former Yugoslav Republic of Macedonia, Malta, Moldova, Monaco, Montenegro, the Netherlands, Norway, Poland, Portugal, Romania, Russia (West of the Urals), San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey in Europe, Ukraine.
Section D1 - Cover Before You Travel
If your vehicle cannot be driven because of a breakdown, accident, theft or attempted theft during the 7 days immediately preceding a pre-booked trip departure date and repairs cannot be completed before you leave we will:
- Arrange and pay a maximum of up to £800 for you to hire a replacement car, subject to availability, with you being responsible for all other costs imposed by the hire car company. You must take up the option of a hire car within two days of the breakdown; or
- Subject to all legal and statutory regulations allow a temporary change for the vehicle that is on cover to allow you to continue with your journey; or
- If your vehicle can be repaired within 24 hours of your original planned departure, we will cover the cost of rebooking your sea crossing or journey via the Channel Tunnel which was missed as a result of the incident giving rise to a claim under this section.
Section D2 - Missed Motorail Connection
If you fail to connect with a pre-booked Motorail service on the outward journey because your vehicle breaks down, or is involved in an accident, theft, or attempted theft, we will:
- Pay up to £200 to store the insured vehicle at a location near the Motorail depot for your trip; and
- Pay the extra transport costs of you, your passengers and luggage to or from the Motorail depot and the location of your vehicle; and
- Arrange and pay a maximum of up to £800 for you to hire a replacement car, subject to availability, with you being responsible for all costs imposed by the hire car company.
Section D3 - Roadside Assistance and Local Recovery
If your vehicle cannot be driven because of a breakdown, accident, theft or attempted theft during your trip, we will:
- Try to repair the fault at the roadside so that you can continue your journey safely and legally; or
- If the fault cannot be fixed at the side of the road, or in circumstances where it is not possible or safe to try to repair a fault at the roadside (for example, on a motorway), we will transport the vehicle, contents, driver and up to 7 passengers to a nearby garage for repair.
Important Information about Roadside Assistance and Local Recovery in Europe
- In some countries if you break down on a motorway or other major route, your call may be answered by the police and they may arrange for a recovery without our authorisation. If this is the case, you may be asked to pay for the service and you should keep the receipt and claim it back from us when you get back to the UK.
Section D4 - Providing Spare Parts
If replacement parts are not available locally to carry out a permanent repair, we will try and get them elsewhere. You will have to pay by credit card or debit card the cost of the replacement parts before we order them. We will pay all freight charges, subject to a maximum of £500 associated with getting the parts to the local repairer.
Section D5 - Vehicle Not in Use
If your vehicle cannot be driven because of a breakdown, accident, theft or attempted theft during your trip and cannot be repaired within 24 hours, we will:
- Arrange and pay a maximum of up to £800 for you to hire a replacement car, subject to availability, with you being responsible for all other costs imposed by the hire car company; or
- Pay the reasonable costs to transport you, up to 7 passengers and your luggage to your onward destination; or
- Pay for overnight hotel accommodation for you and up to 7 passengers, up to £60 UK sterling for each person each night, to cover any additional costs you may incur in excess of your planned accommodation costs. You may have to claim these costs from us on your return. We will not pay your planned accommodation costs.
Section D6 - Relief Driver
If the only available driver of your vehicle cannot continue a journey because of illness or injury, or where other drivers are not sufficiently experienced or confident in using the vehicle, we will:
- Provide a qualified driver to drive your vehicle and up to 7 passengers back to your home address in the UK; or
- Pay any extra costs to transport your vehicle, up to 7 passengers and luggage back to the UK as long as these costs are not higher than the market value of your vehicle; or
- Pay the reasonable costs for someone you choose to travel to where the insured vehicle is kept to drive it back to your home address in the UK.
Section D7 - Repatriating Your Vehicle
If your vehicle cannot be driven because of a breakdown, accident, theft or attempted theft during your trip or your vehicle could not be repaired in time for your return journey to the UK, we will:
- Pay any extra costs of transporting you, up to 7 passengers and luggage back to the UK; and
- Pay the cost of transporting your vehicle to your home address in the UK as long as these costs are not higher than the market value of the insured vehicle; or
- Pay the reasonable costs for someone you choose to travel to the place where your vehicle is kept to drive it back to your home address in the UK. Important Information about repatriating your vehicle
- It can take up to 15 working days to arrange repatriation of your vehicle following our agreement to do so.
- The UK market value of the vehicle will be obtained from the Glass Guide or recognised equivalent.
- We will not be responsible for the transportation of any excise goods that come under the jurisdiction of HM Revenue and Customs, such as tobacco, alcohol or fuel. These items must be removed from the vehicle prior to transportation being arranged and you will be responsible for arranging an alternative method of shipping as well as any associated costs.
Section D8 - Temporary Replacement Vehicle in the UK
If you have to return to the UK before your vehicle, we will:
- Arrange and pay a maximum of up to £800 for you to hire a replacement car, subject to availability, with you being responsible for all costs imposed by the hire car company, until your vehicle is returned to the UK; or
- Subject to all legal and statutory regulations agree a temporary vehicle swap until your vehicle is returned to the UK.
collapse

Caravan and trailer cover is included as standard.
Section B - Vehicles
- Caravans and trailers - your cover includes any caravan or trailer that is attached to your vehicle unless the breakdown occurs at the home address that we have on
our records or within a quarter of a mile of that address or the location at which your caravan is normally stored. Caravans and trailers should not be more than 8 metres in length (including A-frame) and fitted with a standard 50 millimetre ball coupling. All caravans and trailers must meet the requirements of the Road Vehicles (Construction and Use) Regulations 1986. We will only cover vehicles over these limits if we have specifically agreed this with you, before your cover began. If appropriate you must always carry a legal and serviceable spare wheel or a manufacturer supplied or approved emergency tyre inflation kit or equipment and keys for any tyre security devices.collapse

Incorrect fuel is covered but labour costs involved are not.
Section G - Service Limitations and Exclusions
We will not be responsible for providing the following:
2. The cost of all parts or supplies used or provided to you or for your vehicle.
These will include:
- The cost of supplying and fitting windscreens;
- Labour costs in removing and disposal of contaminated or incorrectly mixed fuel.
collapse