Mortgages Articles: News, Guides & Advice

When it comes to selecting a fixed rate mortgage deal, should you lock-in long-term or short-term? We look at your options and weigh up the differences between the two.

With interest rates at a historic low, many of us will be enjoying lower mortgage payments. But what goes down must go up again, so is now the time to snap up a fixed rate bargain?

We look at whether making overpayments on your mortgage could be a good idea for you.

Amid the ups and downs of the current mortgage market it can be difficult to decide if getting a fixed rate deal on your mortgage makes sense. We weigh up the options available to you.

House prices increased by 1.2 percent during May according to the latest figures from Nationwide.

New figures from a mortgage brokers show that home buyers are choosing three-year or longer loan deals.

More than one in ten British homeowners will use prevailing market conditions to pay off their mortgage ahead of schedule, new research reveals.

A lack of availability means that there are buyers who are not able to get as large a bargain as they would have done a few months ago, according to DTZ Residential.

The Council of Mortgage Lenders claims that it is 'too early' to see an improvement in the housing market.

The latest figures from a mortgage expert suggest that first-time buyers are beginning to enter the property market again.

New Abbey research suggests homeowners could have difficulty selling or remortgaging their properties because they are being valued too highly.

Consumers should be wary of taking advantage of the current low property prices, according to an expert.

AHIPP claims Channel 4 investigation misunderstands 'the nature of commerce'.

Find out how you may be able to defer payments on your mortgage if you experience a sudden drop in income.

Some mortgage lenders have not taken ample steps to tackle repossessions, although there has been an improvement in recent times, according to a group of charities.

Estate agents sold ten properties each on average last month, an 18-month high.

The Council of Mortgage Lenders suggests that its prediction for 75,000 repossessions this year was pessimistic.

The number of mortgages provided to consumers in March was up 29 percent on the previous month, lenders report.

The Association of Mortgage Intermediaries has said that improvements in the mortgage sector should not focus on products and loan-to-value rates.

A government programme to help people get on the property ladder has run out of cash - so the government has pledged to inject more funds.

A study outlining measures to reform the mortgage lending industry has 'erred on the side of draconian', according to the National Association of Estate Agents.

The latest figures from the Royal Institution of Chartered Surveyors reveal that sales and buyer enquiries both increased last month.

House prices may begin to increase by the end of the year, experts have suggested.

A leading mortgage broker has suggested that speculative buyers could potentially pick up a bargain while house prices are low.

Halifax recorded a fall in house prices over the course of last month and predicted that further declines are likely.