A radical reform of the way you learn to drive could be on the cards.

British insurers have put forward plans to overhaul the current licensing set up in the hope that it will reduce the number of young people putting themselves and others in danger on the road.

Here's what they've suggested:

• You'll need at least 12 months' experience as a learner driver before you can take your test

• You won't be able to pass if you've only completed an intensive driving course - you'll need more practice than that
• You'll be able to start learning to drive when you're 16 and a half
• You'd be a 'graduate driver' for 6 months after passing your test - this would mean restrictions on driving late at night and a lower blood-alcohol limit

There's no guarantee these changes will go ahead soon, but with so many accidents involving drivers under the age of 25 it's clear that something needs to be done.

I'll let you know more as, when and if these proposals are taken forward.

What else is happening?

Britain is at risk of running short of energy by 2015

That's according to the industry regulator Ofgem - something that could lead to higher prices. In its latest report, Ofgem warn that the amount of spare capacity could drop from 14% to just 4% within 3 years, leaving the UK reliant on imported gas.

Interest-Only mortgages could soon become a thing of the past

Nationwide Building Society has announced it will stop offering them to new customers. From 11th October, Nationwide will no longer offer any interest only mortgages, claiming they only make up 3% of applications and that they are no longer worth offering. Existing customers with an interest-only deal will be able to keep it for the duration of their mortgage.

If your flight is delayed by a strike you could soon get compensation direct from the airline

That follows a ruling by the European Court of Justice. The court ruled that only flights scheduled to depart on the day of a strike itself could be cancelled without compensation, and that all bookings in the days directly after strike action should be honoured by the airline or compensation paid to passengers denied boarding.

House prices fell by 1.2% over the last 12 months

According to figures released by Halifax this week the average house price dropped again to £159,486 in September, a 0.4% drop compared to prices in August.