Low excess pet insurance can help make getting your pet the best veterinary treatment even more affordable.
Each time you take your pet to the vet and make a claim on your insurance to cover the cost you will need to pay an excess. This excess is your contribution towards the cost of the claim, and your pet insurance company will cover the rest.
You'll also need to pay an excess when you make any other claim on your pet insurance, whether it be for behavioural treatment for your pet, help towards the cost of boarding fees if you need to go into hospital, or for advertising and reward costs if your pet strays.
For this reason it's really important to find pet insurance that asks you to contribute an excess you can afford.
It is possible to get cheaper pet insurance if you choose to increase your voluntary excess - this is an extra amount you will have to pay out when you claim in addition to the the standard excess charged by the insurer. However, if you do opt to increase your voluntary excess, you could risk the cost of making a claim becoming unaffordable.
Instead, it makes sense to ensure that the policy you choose is a low excess pet insurance option. This is particularly the case if you plan to compare pet insurance and take the time to choose a pet insurance company that offers benefits you intend to make full use of.
Before you start to compare quotes from different pet insurance providers you should decide how much excess you could afford to pay out if your pets need to go to the vet, or you need to claim for another reason.
You should then look for the best pet insurance policy that sets its excess at an amount equal to, or lower than this. Doing so will ensure that you're able to make the most of the insurance you are paying for!
