Reclaim Mortgage Exit Fees Example Charges

A list of the mortgage exit fees historically charged by some of the UK's largest mortgage lenders.

Alliance & Leicester

• Charge at time of FSA enquiry: £295
• Charge 5 years ago: £150
• Charge 10 years ago: £90

Note: A&L might not repay the entire difference since the way it works out fees changed in Jan 2004. It is still worth pursuing a partial refund if you are eligible.

Abbey

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £85
• Charge 10 years ago: £50

Barclays Bank

• Charge at time of FSA enquiry: £275
• Charge 5 years ago: £95
• Charge 10 years ago: £50

Bristol & West

• Charge at time of FSA enquiry: £195
• Charge 5 years ago: £150
• Charge 10 years ago: £50, plus a deed release fee of £37.50

Britannia

• Charge at time of FSA enquiry: £75 for each sub account
• Charge 5 years ago: £50
• Charge 10 years ago: £50

Cheltenham & Gloucester

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £50
• Charge 10 years ago: £35

Clydesdale Bank

• Charge at time of FSA enquiry: £195
• Charge 5 years ago: £0
• Charge 10 years ago: £0

Halifax

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £125
• Charge 10 years ago: £55

HSBC

• HSBC doesn’t charge an exit fee.

Lloyds TSB

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £50
• Charge 10 years ago: £35

Nationwide BS

• Charge at time of FSA enquiry: £90
• Charge 5 years ago: £0
• Charge 10 years ago: £67

NatWest

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £85
• Charge 10 years ago: £65

Northern Rock

• Charge at time of FSA enquiry £250
• Charge 5 years ago: £150
• Charge 10 years ago: £75

Portman

• Charge at time of FSA enquiry: £195
• Charge 10 years ago: £55

Royal Bank of Scotland

• Charge at time of FSA enquiry: £225
• Charge 5 years ago: £85
• Charge 10 years ago: £65

Woolwich

• Charge at time of FSA enquiry: £275
• Charge 5 years ago: £95
• Charge 10 years ago: £50

Yorkshire Bank

• Charge at time of FSA enquiry £195
• Charge 5 years ago: £0
• Charge 10 years ago: £0

Yorkshire BS

• Charge at time of FSA enquiry: £199
• Charge 5 years ago: £100