Checking your credit report on a regular basis is a must. We show you how to find out exactly what your credit report says about you for free.
It's FREE to check your Experian report with CreditExpert.
You can enjoy a FREE 30-day trial with online access to your Experian credit report.
You will be able to:
- See what lenders see
- Get ID fraud alerts via SMS or e-mail
- Know when your credit report changes
- Free phone advice from Experian credit reference specialists
- Improve your credit rating?
Access to your credit report could save you money when you apply for a loan, mortgage or credit card. Millions of people worldwide have viewed their free online Experian credit report to better understand and manage their credit status.
Every time you apply for a new financial product that requires credit, whether it be a loan, mortgage or credit card, your acceptance or rejection will largely be dependent on the information held in your credit report. However, unless you’ve recently checked your credit files you’re unlikely to know what these important documents say about you and your financial past, potentially leaving yourself open to error and fraud.
Who can give me access to my Experian credit report?
CreditExpert enables you to take control of your finances by giving you free online access to your Experian credit report. You’ll be able to check that all of the information detailed in your credit report is correct and identify late payments, fraudulent activity or clerical errors. Thus giving you peace of mind and maximising your chances of getting accepted for the deals you want.
What’s more, as Experian are the largest and most established credit reference agency in the UK, responsible for providing over half a million of the credit reports used by lenders each month, by regularly checking the information they hold about you with the help of CreditExpert you’ll be in the best position to stay on top of your finances.
When you check your credit report with a CreditExpert you’ll not only be able to ensure that personal details such as your name, date of birth, current and past addresses are listed correctly, but will also be able to view records relating to both your credit payment history and your presence on public registers such as the electoral roll and insolvency register. Access to this valuable information gives you the opportunity to identify, question and correct any inaccuracies in your report (something that CreditExpert will be able to assist you with) helping to ensure that lenders are able to make accurate and informed decisions based on your actual financial past each time you apply for a new financial product.
ID fraud is becoming a big problem and is a very real concern for many of us; however this is also an area that CreditExpert can help with. You can choose to be sent weekly alerts from CreditExpert (either by email or text depending on your preference) detailing any changes made to your Experian credit report during the last 7 days, so that you can identify and deal with anything untoward immediately. What’s more, if you are unfortunate enough to fall victim to fraud, CreditExpert’s specialist team will help you to resolve any issues quickly and efficiently, minimising any hassle and disruption to your life.
Regularly checking your credit report with CreditExpert will also help you to get a better understanding of your financial situation so that you can pick the right products and deals for your circumstances.
