Some mortgage lenders have not taken ample steps to tackle repossessions, although there has been an improvement in recent times, according to a group of charities.
Most mortgage providers have improved their repossession practices in light of new government schemes - but some "could do a lot more" to help struggling borrowers, according to a new report.
A group of charities surveyed their own advice experts to find out how recent government measures to tackle repossessions have been working in the real world. The government has made it a priority to help people remain in their homes as the recession continues and people find themselves out of work.
According to the study, just over half of advisers said that mortgage lenders have improved their practices since the Pre Action Protocol has come into force. However, 46 percent of advisers said that there has been little difference in habits since the Support for Mortgage Interest scheme was changed.
AdviceUK, one of the charities which conducted the research, reported a "significant increase" in the number of people looking for debt advice in recent months.
"The government's initiatives aimed at helping homeowners who are experiencing financial difficulties are therefore very welcome," said chief executive Steve Johnson. "It is clear from the research, however, that some lenders could do a lot more to help borrowers remain in their homes."
He added: "I hope that the government recognises that additional resources are needed across all parts of the free money advice sector to ensure that all clients receive the advice and support they need, not only in the current economic climate but in the long-term too."
