Use this initial PPI letter template to get your PPI claim up and running.
This PPI claims letter template is intended as a guide only.
You will need to amend the details and information included to reflect your individual circumstances before using.
Amend the sentences in pink, and act on those in blue.
[Insert your name]
[Insert your address]
[Insert your postcode]
[Insert your telephone number]
[Insert name of the company that sold you the PPI policy]
[Insert address of the company that sold you the PPI policy]
Ref: [Insert your PPI policy number]
I am writing in regards to the aforementioned policy which I was sold by you, [enter company name here], in conjunction with my application for a [delete as appropriate: loan/credit card/store card/mortgage/credit agreement] on [enter the date].
I now believe that I was mis-sold this policy because I was:
[Choose from the following and delete as appropriate]
Over the upper age limit when the policy was sold to me and was not asked about this by your salesperson / made the salesperson aware of this at the time [delete as appropriate]
As such, unless you can prove that this policy was sold to me fairly and that it is, in itself, fair and reasonable, I request a full refund of all premiums and subsequent interest on these payments that I have made towards this policy to date. I will also ask that you add the 8% statutory interest deemed as reasonable by the courts to each payment I have made.
I would like you to investigate this matter further and look forward to receiving a full response from you within 8 weeks. Should my complaint not be appropriately dealt with during this time I will be asking the Financial Ombudsman to investigate.
[Insert your signature]
[Insert your full name]
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