Homeowners should make sure they are covered by their home insurance policy before undertaking any DIY work, Sainsbury's has warned.
Millions of Britons are turning towards DIY - but they could be putting their home insurance cover at risk, according to Sainsbury's Bank.
A study by ICM found that an estimated 30 million British adults - two-thirds of the total population - have undertaken DIY work in the last year in an attempt to save money. This group has claimed to have saved more than £49 billion overall as a result.
However, not carrying out the correct compliance procedures could end up costing DIY enthusiasts if something goes wrong. Not informing a cover provider of structural work - including rear extensions - or high-risk electrical work - such as in kitchens - could result in an invalidated policy, Sainsbury's warned.
The company has joined a number of insurers - including esure - which have warned policyholders about the potential pitfalls of carrying out home improvements.
"DIY is a great way to save money and the sense of achievement when the job's done can be tremendous, so don't ruin it by exposing yourself to calamity," said Sainsbury's Home Insurance manager Joanne Mallon. "Check you have good accidental damage cover and check that your insurer will cover you whilst you undertake the work, and whatever you do, make sure you use a registered electrician to carry out any major electrical works."
