Insurance claims could be invalidated if drivers are found to be fronting.
Motorists are being warned not to engage in a type of car insurance fraud known as fronting in an attempt to save cash. Fronting occurs when a parent names themselves as the main driver of their son or daughter's vehicle in an effort to obtain a cheaper premium for them.
The insurance provider esure is expecting an increase in cases of fronting as the economic downturn puts a squeeze on people's finances. But it points out that the practice is illegal and will lead to an invalidated claim if insurers find out.
Mike Pickard, head of risk and underwriting at esure car insurance, said: "Fronting is fraud despite many people thinking it is a legitimate way of massaging premiums down with a few white lies. Honesty is the best policy when it comes to car insurance."
According to esure, insuring a cheaper, lower power vehicle for a few years after passing a driving test and avoiding accidents by driving as carefully as possible is the best way for younger motorists to obtain cheaper car insurance premiums.
AA Insurance found recently that the average car insurance claim made by a young male driver following an accident is almost £4,500, compared to £2,700 for a young female driver.
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