Looking to see what their pension fund is investing in is being deliberately put off by many people - just like a check-up at the dentist.
Savers with defined benefit pensions are often neglecting to check up on how their plan is being invested - because they think it is an onerous task similar to a "trip to the dentist".
Sesame, a network of Independent Financial Advisors (IFAs) also said that this sentiment was on the rise among savers, with younger pension pot holders even less interested in checking up on their policies than their older peers.
The IFA group's comments follow the release of defined benefits research from asset managers Barings earlier this week. The firm found that just 22 percent of scheme members had looked over their fund's investments within the past 12 months, and that just 46 percent had ever conducted a review of this kind.
Ian Clarke, investment research manager at IFA network Sesame, said: "Young people do not understand the importance of taking control of your own retirement pot. And there is a degree of complacency because pensions are long-term, and they think they can put it off until tomorrow or next year.
"And as they get older it is a case of denial. It is like a trip to the dentist, you know you need it but you also know it is going to cost you and be uncomfortable."
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