First of all you need to work out how you usually spend your free time. This will help you to get an idea of what you spend money on and make it easier to identify where you can make savings.
Consider things like:
It's a good idea to note down how often you do each of the activities, as well as when (day/evening/weekends/holidays), where, with who and what it costs each time. This will help you to build up a picture of where your money is going and make it easier to find cheaper alternatives.
Get fast answers to your money questions, Expert insight, top tips & much more...