How to reclaim PPI charges

Action Plan:

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Action Plan Overview

If you think you were missold payment protection insurance when you took out a loan, you could claim back the premiums you've paid. We show you how to successfully reclaim PPI charges.

		a	Find out: What is payment protection insurance?
		b	Find out: Who can reclaim PPI?
		c	Find out: Which credit agreements do you have PPI on?
		d	Find out: Are you entitled to claim back PPI?
		e	Decide: Should you reclaim PPI?
		f	Decide: Do you need payment protection insurance?
		g	Do: Cancel unwanted PPI policies

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		a	Do: Write to your PPI provider again if you have not heard back in 8 weeks
		b	Do: Appeal the decision if your PPI reclaim request is refused
		c	Do: Appeal if you are refused adequate compensation
		d	Do: Accept an offer of PPI compensation you are happy with

		a	Find out: How much will going to court cost you?
		b	Decide: Should you use a 'no win, no fee' solicitor?
		c	Decide: Should you take your case to court yourself?
		d	Do: Submit your court claim
		e	Do: Pursue your court claim

		a	Find out: Has your PPI provider already had action taken against it?
		b	Work out: How much should you reclaim in PPI premiums?
		c	Do: Send a PPI reclaim letter to your payment protection insurance provider

		a	Do: Contact the Financial Ombudsman Service for adjudication
		b	Decide: Should you accept the Financial Ombudsman's Ruling?