How to reclaim mortgage exit fees

by Hannah from money.co.uk

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If you were charged too much by your mortgage lender when you remortgaged, or repaid your mortgage completely, you may be able to reclaim your mortgage exit fees - we show you how.

		a	Find out: What are mortgage exit fees?
		b	Find out: Who can reclaim mortgage exit fees?
		c	Find out: Would you be able to get your mortgage exit fees refunded?
		d	Decide: Should you try to reclaim mortgage exit fees?

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		a	Do: Accept an offer of compensation that you are satisfied with
		b	Do: Send a follow-up letter if you have not heard from your lender in 8 weeks
		c	Do: Appeal if your lender refuses your request for a refund
		d	Do: Appeal if you have not been offered adequate compensation by your lender

		a	Find out: How much will going to court cost you?
		b	Decide: Should you use a 'no win, no fee' solicitor?
		c	Decide: Should you take your case to court yourself?
		d	Do: Submit your court claim
		e	Do: Pursue your court claim

		a	Work out: How much were you overcharged in mortgage exit fees?
		b	Do: Contact lenders to ask for a refund
		c	Do: Send a refund request letter to your lender

		a	Do: Contact the Financial Ombudsman Service for adjudication
		b	Decide: Should you accept the Financial Ombudsman's Ruling?