How to get the best mortgage deal
| Action Plan: |
Action Plan Overview
Finding the right mortgage can be a minefield; so we show you how to find the best mortgage deals, compare the best mortgage rates & get approved for the mortgage that works for you.Step 1
Find out about the different types of mortgages
| a | Find out: How do fixed rate mortgages work? | ||
| b | Find out: How do discounted rate mortgages work? | ||
| c | Find out: How do tracker mortgages work? | ||
| d | Find out: How do offset mortgages work? | ||
| e | Find out: How do stepped mortgages work? | ||
| f | Find out: How do capped rate mortgages work? | ||
| g | Find out: How do variable rate mortgages work? | ||
| h | Find out: How do current account mortgages work? | ||
| i | Do: Use a comparison service to research mortgage deals |
Step 2
Work out your monthly income
Step 3
Work out where your money goes
Step 4
Work out what you can borrow
Step 5
Work out how much you would need to borrow
Step 6
Check your credit report is accurate
Step 7
Decide on a repayment strategy
Step 8
Find out what mortgage deals are available
Step 9
Decide whether you need to speak to a mortgage advisor
Step 10
Apply for a mortgage
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