How to get the best current account

Action Plan:

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Action Plan Overview

A good current account will make a huge difference to your finances, so it's important to get it right. We show you how to find the best current account for the way you manage your money.

		a	Find out: What benefits does your current account offer?
		b	Work out: Do you stay in credit or dip into your overdraft?
		c	Consider: What's the best way for you to manage your current account?

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		a	Decide: Do you need an overdraft current account?
		b	Decide: Do you need a high interest current account?
		c	Decide: What facilities do you need your current account to provide?
		d	Decide: What's the best type of current account for you?

		a	Do: Apply for a current account
		b	Do: Make sure all your payments are transferred
		c	Do: Inform necessary parties of your new bank details
		d	Do: Keep an eye on your current account to make sure it's still the best option

		a	Find out: How do overdraft current accounts work and should you get one?
		b	Find out: How do high interest current accounts work and should you get one?
		c	Find out: What's included in a package current account and should you get one?

		a	Do: Compare current accounts
		b	Do: Check the account's terms and conditions
		c	Do: Look for accounts that offer you a reward when you switch