How to cut your utility bills

Although you're unlikely to be able to change your water supplier, changing the way you pay your bills is one way to cut the amount you spend on water. Installing a water meter is one option but it will only save money for some people so you need to do the maths before you switch.

Water meters record the actual amount of water you use rather than estimating your household usage based on the size and type of property you live in.

Getting one installed could save you money if:

• Your bills are inaccurate and seem too high now
• There are fewer people living in your property than there are bedrooms
• You use water efficiently

Many water boards now make fitting a water meter compulsory for new properties, or when new residents move in. However, if you don't have one already installed it's an option worth considering. You will need to:

1.Use a water usage calculator like the one from Ofgem to work out if you're likely to save money with a water meter. Many water companies also offer their own calculators online, so look for a calculator on your water company's website.

Write the calculation down.

2. If it looks likely that you could save by getting a water meter installed, apply to your water company to ask them to fit a water meter. Arrange an appointment and fill out an application form if requested. You don't have to own the property to get one installed as long as you've been a tenant for over six months. But it's important to ask your landlord for written permission first.

3. Next, a technician will visit to see if a meter can be installed inside or outside the property. This should happen within three months of your request. If it doesn't, ask for compensation if the company fails to meet the 3-month deadline. If for any reason, a meter can't be installed your water supplier should offer you an alternative, unmeasured tariff which may be lower than your current water bills.

4. Once a meter is installed, check the figures on the front of your meter against the figures stated on your water bill.

It's worth noting that once a meter has been installed you generally can ask to have the meter removed within the first 12 months - it's worth double checking with your water company before you make the switch though.