Investment ISAs are less secure than cash ISAs, so you need to make sure you understand the risks before investing.
There is no fee at ISA level. There is a charge at platform level. |
Permanent UK Resident | |
Minimum Initial Deposit | £0 |
Minimum Monthly Investment | £0 |
Minimum Lump Sum Stocks & Shares ISA Investment | £0 |
Where ongoing advice is not received, there is no AMC. Where ongoing advice is received the AMC is 0.5%. The 0.5% OAS element of the charge is taken by cashing in units monthly. |
Permanent UK Resident | |
Minimum Initial Deposit | £1,000 |
Minimum Monthly Investment | £50 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |
There are no annual charges at ISA level. |
Permanent UK Resident | |
Minimum Initial Deposit | £100 |
Minimum Monthly Investment | £10 |
Minimum Lump Sum Stocks & Shares ISA Investment | £100 |
Annual charges for holding funds (unit trusts and OEICs) are applied to each underlying account (excluding JISA and LISA) separately. It is tiered within bands as shown in the table below:- Tiers : Charge £0 - £250,000 0.45% The next £250,000 to £1million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% LISA Tiers : Charge £0 - £1 million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% JISA: Charge Annual charge for holding funds 0% There are also annual charges for holding shares, investment trusts, ETFs, VCTs, gilts and corporate bonds:- Product Wrapper Charge Fund & Share Account no charge Junior ISA: no charge ISA 0.45% (Max £45 per annum) LISA: 0.25% (Max £45 per annum) SIPP 0.45% (Max £200 per annum) This will be charged individually to each wrapper. Charges for holding shares do not apply to shares held in Hargreaves Lansdown plc. |
Permanent UK Resident | |
Minimum Initial Deposit | £100 |
Minimum Monthly Investment | £25 |
Minimum Lump Sum Stocks & Shares ISA Investment | £100 |
There is no ISA level annual fee. |
Permanent UK Resident | |
Minimum Initial Deposit | £500 |
Minimum Monthly Investment | £25 |
Minimum Lump Sum Stocks & Shares ISA Investment | £500 |
There is no ISA annual fee. |
Permanent UK Resident | |
Minimum Initial Deposit | £500 |
Minimum Monthly Investment | £0 |
Minimum Lump Sum Stocks & Shares ISA Investment | £500 |
There is no product annual management charge. |
Permanent UK Resident | |
Minimum Initial Deposit | £1,000 |
Minimum Monthly Investment | £50 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |
There is no annual fee at ISA level. There will be a charge at Aegon Platform account level for all relevant products held. |
Permanent UK Resident | |
Minimum Initial Deposit | £1 |
Minimum Monthly Investment | £1 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1 |
There is no annual charge at ISA level. One annual charge is applied across all of the platform assets product wrappers. |
Permanent UK Resident | |
Minimum Initial Deposit | £1 |
Minimum Monthly Investment | £20 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1 |
There is no product annual management charge. |
Permanent UK Resident | |
Minimum Initial Deposit | £1,000 |
Minimum Monthly Investment | £200 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |
There is no product annual management charge. |
Permanent UK Resident | |
Minimum Initial Deposit | £1,000 |
Minimum Monthly Investment | £50 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |
The product annual charge depends on the value of the portfolio. Value of portfolio £0 - £400,000: 0.25% £400,000.01 and above: 0.15% Platform charges are taken on a tranche basis. For example, if a client invests £500,000 in the ISA Portfolio they will pay 0.25% on the first £400,000 and 0.15% on the remaining £100,000. Where investments are split over various wrappers on the platform, charges for each wrapper are calculated using total platform charge then averaged across the wrappers as in the example below:- - Client has a fund of £950,000 with £50,000 in the ISA, £250,000 in the Investment Portfolio and £650,000 in the Choice level of the Pension Portfolio. - Pension Portfolio charge will be 0.22% once the charges for the total portfolio value have been split across the 4 charging tiers. - ISA Portfolio and Investment Portfolio charge will be 0.192% once the charges for the total portfolio value have been split across the 2 charging tiers. - The charges are then "shared out" to the relevant products so there will be a charge of 0.192% on the ISA Portfolio value of £50,000, a charge of 0.192% on the Investment Portfolio value of £250,000 and a charge of 0.22% on the Pension Portfolio value of £650,000. This gives an overall platform charge of 0.211%. |
Permanent UK Resident | |
Minimum Initial Deposit | £1,000 |
Minimum Monthly Investment | £50 |
Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |
There is no annual fee. |
Permanent UK Resident | |
Minimum Initial Deposit | £250 |
Minimum Monthly Investment | £25 |
Minimum Lump Sum Stocks & Shares ISA Investment | £250 |
There is no product charge unless you are investing in shares and other exchange traded investments. There is an Aviva Share Charge of 0.4% of the value of the investments - up to a maximum of £45 a year for the Aviva Stocks & Shares ISA or Investment Account. |
Permanent UK Resident | |
Minimum Initial Deposit | £500 |
Minimum Monthly Investment | £25 |
Minimum Lump Sum Stocks & Shares ISA Investment | £500 |
There is no product annual management charge. |
Permanent UK Resident | |
Minimum Initial Deposit | £500 |
Minimum Monthly Investment | £25 |
Minimum Lump Sum Stocks & Shares ISA Investment | £100 |